Aloha Pacific Federal Credit Union

Headquarters

3465 Waialae Ave. Ste 400
Honolulu, HI 96816
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 1.65% →
1-Year CD 0.35% 2.02% →
2-Year CD 0.35% 3.00% →
5-Year CD 0.50% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Aloha Pacific is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $1245.84 millions in assets.

Who can join?

To become a member, you must belong to one of the groups listed below or have a common bond (see chart); and maintain $100 in your savings account.

Employees of the City and County of Honolulu, State of Hawaii

Immediate Family Members of a City & County Employee or Existing Credit Union Member

Aloha Pacific FCU Employees

City & County Employees Who are Retired or on Leave of Absence

Select Employee Groups (SEGs) as Approved by the Board of Directors (more than 1,400 groups including HGEA, Waipahu Community Association, COSTCO Hawaii Kai, AOAO Harbor Court and many
others)

Members of Their Immediate Families or Household; and Organizations of Such Persons

NCUA Insured Yes / Federally Chartered
Charter Number # # 1845
Date Established 1936
Assets $1,245.84 million
Loans $633.49 million
Deposits $1,116.74 million
Capital $119.09 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in The Las Vegas Sons Erin ($15 individual membership; non-profit for anyone interested in Irish culture). Membership is also open to the following: (1) employees or retirees of the City and County of Honolulu, Hawaii; (2) members of of Las Vegas Cruisin', The Las Vegas Hawaiian Civic Club, and employees or members of over 1700 other Select Employer Groups.

Deposit Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.07% $2,500 $4,999 Learn More
Premium Money Market Account
1.00% $10,000 $14,999 Learn More
Premium Money Market Account
1.00% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.40% $100,000 $199,999 Learn More
48 Mo CD
0.45% $10,000 $14,999 Learn More
48 Mo CD
0.45% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 26, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ALOHA PACIFIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
5.492% 5.375% 0.88 $3,275 $1,400 Learn More

Note to ALOHA PACIFIC
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Aloha Pacific branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Aloha Pacific Locations



Climate Initiatives

ALOHA PACIFIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Aloha Pacific Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Aloha Pacific. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Aloha Pacific U.S. Average
0.95% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Aloha Pacific had $1,186,771 in non-current loans and $0 in owned assets. To cover these potential losses it had $119,085,627 in net worth and $6,051,295 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
Aloha Pacific U.S. Average
9.55% 12.36%

Aloha Pacific FCU has a net worth of 9.55% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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