Aloha Pacific Federal Credit Union
Headquarters
3465 Waialae Ave. Ste 400
Honolulu, HI 96816
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2024 Overview
General Credit Union Information
Aloha Pacific is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $1303.27 millions in assets.
Who can join?
To become a member, you must belong to one of the groups listed below or have a common bond (see chart); and maintain $100 in your savings account.
Employees of the City and County of Honolulu, State of Hawaii
Immediate Family Members of a City & County Employee or Existing Credit Union Member
Aloha Pacific FCU Employees
City & County Employees Who are Retired or on Leave of Absence
Select Employee Groups (SEGs) as Approved by the Board of Directors (more than 1,400 groups including HGEA, Waipahu Community Association, COSTCO Hawaii Kai, AOAO Harbor Court and many
others)
Members of Their Immediate Families or Household; and Organizations of Such Persons
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1845 |
| Date Established | 1936 |
| Assets | $1,303.27 million |
| Loans | $784.95 million |
| Deposits | $1,139.33 million |
| Capital | $129.87 million |
Field of Membership Restrictions
Membership is open to anyone through membership in The Las Vegas Sons Erin ($15 individual membership; non-profit for anyone interested in Irish culture). Membership is also open to the following: (1) employees or retirees of the City and County of Honolulu, Hawaii; (2) members of of Las Vegas Cruisin', The Las Vegas Hawaiian Civic Club, and employees or members of over 1700 other Select Employer Groups.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.07% | $2,500 | $4,999 |
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|
|
Premium Money Market Account
|
1.00% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
1.00% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.03% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Aloha Pacific
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 447490 |
6.836% | 6.750% | 0.88 | $2,822 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Aloha Pacific
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Branches
Below are Aloha Pacific branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ALOHA PACIFIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Aloha Pacific Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Aloha Pacific. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Aloha Pacific | U.S. Average |
|---|---|
| 4.98% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Aloha Pacific had $6,580,519 in non-current loans and $0 in owned assets. To cover these potential losses it had $129,871,924 in net worth and $2,301,175 in loans loss reserves. That gives it a Texas Ratio of 4.98%.
Net Worth
| Aloha Pacific | U.S. Average |
|---|---|
| 9.96% | 13.62% |
Aloha Pacific FCU has a net worth of 9.96% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Aloha Pacific
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