AMERICA'S FIRST

P.O. BOX 11349
Birmingham, AL 35203

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24534
Date Established 1936
Assets $1,576.17 million
Loans $1,174.67 million
Deposits $1,384.21 million
Capital $179.80 million

America's First is an NCUA insured institution located in Birmingham, AL. It was founded in 1936 and has approximately $1576.17 millions in assets.

Who can join?

You can become a member if you live, work, worship or attend school in one of the following counties in Alabama:

Bibb
Blount
Chilton
Jefferson
Shelby
St. Clair
Walker

You are also eligible if you live, work, worship or attend school in Calhoun County or certain areas of Mobile and Talladega counties.

Membership is extended to immediate family members of all current members of America's First.

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.75% $500 - Learn MoreShow Less
24 Mo CD
2.00% $500 - Learn MoreShow Less
30 Mo CD
2.00% $500 - Learn MoreShow Less
36 Mo CD
2.25% $500 - Learn MoreShow Less
48 Mo CD
2.50% $500 - Learn MoreShow Less
60 Mo CD
3.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMERICA'S FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to AMERICA'S FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are America's First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


America's First Locations


Financial Details

America's First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of America's First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
America's First U.S. Average
5.81% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, America's First had $9,205,014 in non-current loans and $1,527,921 in owned assets. To cover these potential losses it had $179,796,782 in net worth and $4,777,061 in loans loss reserves. That gives it a Texas Ratio of 5.81%.

Net Worth
America's First U.S. Average
11.4% 13.61%

America's First FCU has a net worth of 11.4% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for AMERICA'S FIRST

There are currently no comments for AMERICA'S FIRST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →