AMERICA'S FIRST

P.O. BOX 11349
Birmingham, AL 35203

Notable Rates APY Vs.Others
Savings 0.20% 2.30% →
1-Year CD 1.50% 2.25% →
2-Year CD 1.75% 2.50% →
5-Year CD 2.35% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

America's First is an NCUA insured institution located in Birmingham, AL. It was founded in 1936 and has approximately $1648.68 millions in assets.

Who can join?

You can become a member if you live, work, worship or attend school in one of the following counties in Alabama:

Bibb
Blount
Chilton
Jefferson
Shelby
St. Clair
Walker

You are also eligible if you live, work, worship or attend school in Calhoun County or certain areas of Mobile and Talladega counties.

Membership is extended to immediate family members of all current members of America's First.

NCUA Insured Yes
Charter Number # # 24534
Date Established 1936
Assets $1,648.68 million
Loans $1,265.78 million
Deposits $1,435.73 million
Capital $185.27 million
 

Field of Membership Restrictions

Membership in America's First Federal Credit Union is open to those who live, work, worship, or attend school in Bibb, Blount, Calhoun, Chilton, Jefferson, Shelby, St. Clair, or Walker counties and certain areas of Mobile and Talladega counties in Alabama.

Deposit Rates - December 8, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.65% $500 - Learn MoreShow Less
24 Mo CD
1.75% $500 - Learn MoreShow Less
30 Mo CD
1.75% $500 - Learn MoreShow Less
36 Mo CD
2.00% $500 - Learn MoreShow Less
48 Mo CD
2.10% $500 - Learn MoreShow Less
60 Mo CD
2.35% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 - Learn MoreShow Less

Loan Rates - December 8, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for AMERICA'S FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% 0.00 ($65) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to AMERICA'S FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are America's First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


America's First Locations


Financial Details

America's First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of America's First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
America's First U.S. Average
5.12% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, America's First had $8,029,573 in non-current loans and $1,727,648 in owned assets. To cover these potential losses it had $185,270,625 in net worth and $5,283,340 in loans loss reserves. That gives it a Texas Ratio of 5.12%.

Net Worth
America's First U.S. Average
11.23% 13.65%

America's First FCU has a net worth of 11.23% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About America's First

Branches and Savings

What is America's First?

A federal credit union, registered with the NCUA under certificate #24534.
Learn more about credit unions here.

Is America's First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join America's First?

Please see Field of Membership information above for information on who is eligible to join.

What are America's First's share account and share certificate rates?

America's First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is America's First?

America's First has total capital of $185.27 million. Full information on America's First's financial position is located above.

Who owns America's First?

Credit Unions are owned by their members.

Where are America's First branches located?

See branch locations nearby.

Are America's First ATMs Open 24/7?

Do America's First ATMs accept cash deposits?

Can America's First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does America's First have a mobile app?

Does America's First have mobile deposit?

Does America's First have quick pay?

How can America's First transfer money to other banks or credit unions?

Does America's First report to credit bureaus?

Does America's First use Chexsystems?

Does America's First use Equifax?

What is America's First's toll free phone number?

What is America's First's ACH Routing Number?

What is America's First's SWIFT code?

Where can I find America's First's wire transfer form?

What is the America's First address for deposits?

What Products Does America's First Offer

Does America's First offer mortgages?

Compare mortgage rates here.

Does America's First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does America's First offer auto and RV loans?

Compare auto loan rates here.

Does America's First offer student loans or personal loans?

Compare personal loan rates here.

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