P.O. BOX 11349
Birmingham, AL 35203
| NCUA Insured | Yes |
| Charter Number # | # 24534 |
| Date Established | 1936 |
| Assets | $1,576.17 million |
| Loans | $1,174.67 million |
| Deposits | $1,384.21 million |
| Capital | $179.80 million |
America's First is an NCUA insured institution located in Birmingham, AL. It was founded in 1936 and has approximately $1576.17 millions in assets.
Who can join?
You can become a member if you live, work, worship or attend school in one of the following counties in Alabama:
Bibb
Blount
Chilton
Jefferson
Shelby
St. Clair
Walker
You are also eligible if you live, work, worship or attend school in Calhoun County or certain areas of Mobile and Talladega counties.
Membership is extended to immediate family members of all current members of America's First.
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $100 | $9,999 | Learn More |
| Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank | Advertiser Disclosure | ||||
|
Money Market
|
0.55% | $2,500 | $9,999 | Learn More |
|
Money Market
|
0.60% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.70% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.50% | $500 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.35% | $500 | - | Learn More |
| 6 Mo CD
|
1.00% | $500 | - | Learn More |
| 12 Mo CD
|
1.50% | $500 | - | Learn More |
| 18 Mo CD
|
1.75% | $500 | - | Learn More |
| 24 Mo CD
|
2.00% | $500 | - | Learn More |
| 30 Mo CD
|
2.00% | $500 | - | Learn More |
| 36 Mo CD
|
2.25% | $500 | - | Learn More |
| 48 Mo CD
|
2.50% | $500 | - | Learn More |
| 60 Mo CD
|
3.00% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.25% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for AMERICA'S FIRST
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
5.375% | 5.375% | 0.00 | $0 | $1,400 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
PenFed Credit Union |
5.500 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
4.490 %
|
$0 |
Learn More
More Info |
Note to AMERICA'S FIRST
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are America's First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of America's First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| America's First | U.S. Average |
|---|---|
| 5.81% | 7.49 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2018, America's First had $9,205,014 in non-current loans and $1,527,921 in owned assets. To cover these potential losses it had $179,796,782 in net worth and $4,777,061 in loans loss reserves. That gives it a Texas Ratio of 5.81%.
| America's First | U.S. Average |
|---|---|
| 11.4% | 13.61% |
America's First FCU has a net worth of 11.4% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on April 20, 2019
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