Americo Federal Credit Union

Headquarters

4101 Main St
Erie, PA 16511
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Americo is an NCUA insured institution located in Erie, PA. It was founded in 1959 and has approximately $91.16 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12752
Date Established 1959
Assets $91.16 million
Loans $29.42 million
Deposits $79.47 million
Capital $11.30 million
 

Field of Membership Restrictions

Membership is open to employees of members of the Select Employer Group which include several area school districts and townships.

Deposit Rates - October 2, 2026

Your Current Location: Montana, MT

We do not yet have rates for Americo

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Loan Rates - October 2, 2026

Your Current Location: Montana, MT

There are currently no loan rates available for Americo

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Montana 30 Year Fixed Mortgage Rates 2026

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Featured - Montana Home Equity Line Of Credit Rates 2026

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Branches

Below are Americo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Lewistown,Montana


Americo Locations


BranchDistance Map View Lobby Hours

Branch-001

1592.71 A View Lobby Hours

Main-000

1598.08 B View Lobby Hours


Climate Policy and Initiatives

AMERICO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Americo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Americo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Americo U.S. Average
4.48% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Americo had $484,488 in non-current loans and $30,423 in owned assets. To cover these potential losses it had $11,297,158 in net worth and $186,590 in loans loss reserves. That gives it a Texas Ratio of 4.48%.

Net Worth
Americo U.S. Average
12.39% 14.48%

Americo FCU has a net worth of 12.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Americo

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