Americo Federal Credit Union

Headquarters

4101 Main St
Erie, PA 16511
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Americo is an NCUA insured institution located in Erie, PA. It was founded in 1959 and has approximately $96.78 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12752
Date Established 1959
Assets $96.78 million
Loans $27.32 million
Deposits $87.49 million
Capital $9.29 million
 

Field of Membership Restrictions

Membership is open to employees of members of the Select Employer Group which include several area school districts and townships.

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Americo

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Americo

Note to Americo
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Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMERICO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
3.726% 3.625% 0.75 $3,125 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to AMERICO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Americo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Americo Locations



Climate Initiatives

AMERICO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Americo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Americo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Americo U.S. Average
2.90% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Americo had $248,243 in non-current loans and $30,423 in owned assets. To cover these potential losses it had $9,289,736 in net worth and $329,593 in loans loss reserves. That gives it a Texas Ratio of 2.90%.

Net Worth
Americo U.S. Average
9.59% 12.22%

Americo FCU has a net worth of 9.59% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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