1551 S 9th St
Kalamazoo, MI 49009
See all branch locations →
Arbor Financial is an NCUA insured institution located in Kalamazoo, MI. It was founded in 1935 and has approximately $905.27 millions in assets.
Who can join?
AFCU serves employees of the greater educational community (and their families) in 21 counties in Michigan: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ingham, Ionia, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren.
AFCU serves the educational employees of public and private schools, volunteers, retirees, students and alumni of educational institutions, and other related educational organizations such as libraries, daycares and Parent Teacher Associations.
Additionally, AFCU membership is available to: family members of current AFCU members in the counties being served; the teaching hospitals of Bronson Methodist Hospital and Borgess Medical Center; retirees living in a county being served and who receive a retirement payment; employees, pensioners and appointed or elected officials of governmental organizations who live in the counties of Allegan and Van Buren.
Plus non-educational businesses/hospitals/other select employer groups (located within 25 miles of any AFCU office) may also apply to offer AFCU’s many benefits to their employees.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61708 |
| Date Established | 1935 |
| Assets | $905.27 million |
| Loans | $679.49 million |
| Deposits | $778.40 million |
| Capital | $93.08 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.12% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.12% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.12% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.15% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.25% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Arbor Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Arbor Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Arbor Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1506.37 | A | View Lobby Hours | |
| 1514.26 | B | View Lobby Hours | |
| 1518.89 | C | View Lobby Hours | |
| 1526.22 | D | View Lobby Hours | |
| 1527.28 | E | View Lobby Hours | |
| 1531.47 | F | View Lobby Hours | |
| 1535.70 | G | View Lobby Hours |
ARBOR FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your Google account
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Arbor Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Arbor Financial | U.S. Average |
|---|---|
| 11.13% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Arbor Financial had $10,928,804 in non-current loans and $65,000 in owned assets. To cover these potential losses it had $93,081,769 in net worth and $5,715,860 in loans loss reserves. That gives it a Texas Ratio of 11.13%.
| Arbor Financial | U.S. Average |
|---|---|
| 10.34% | 14.48% |
Arbor Financial FCU has a net worth of 10.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on September 28, 2026
This page was created in 0.4500 seconds.
Customer Reviews for Arbor Financial
There are currently no comments for ARBOR FINANCIAL. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your Google account
or use your BestCashCow account