ARBOR FINANCIAL

Headquarters

1551 S 9TH ST
Kalamazoo, MI 49009
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.55% →
1-Year CD 0.60% 1.35% →
2-Year CD 0.85% 1.45% →
5-Year CD 1.66% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Arbor Financial is an NCUA insured institution located in Kalamazoo, MI. It was founded in 1935 and has approximately $653.87 millions in assets.

Who can join?

AFCU serves employees of the greater educational community (and their families) in 21 counties in Michigan: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ingham, Ionia, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren.

AFCU serves the educational employees of public and private schools, volunteers, retirees, students and alumni of educational institutions, and other related educational organizations such as libraries, daycares and Parent Teacher Associations.

Additionally, AFCU membership is available to: family members of current AFCU members in the counties being served; the teaching hospitals of Bronson Methodist Hospital and Borgess Medical Center; retirees living in a county being served and who receive a retirement payment; employees, pensioners and appointed or elected officials of governmental organizations who live in the counties of Allegan and Van Buren.

Plus non-educational businesses/hospitals/other select employer groups (located within 25 miles of any AFCU office) may also apply to offer AFCU’s many benefits to their employees.

NCUA Insured Yes
Charter Number # # 61708
Date Established 1935
Assets $653.87 million
Loans $508.36 million
Deposits $512.30 million
Capital $58.78 million
 

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ionia, Ingham, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren Counties in Michigan.

Deposit Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $5 - Learn More
Money Market
0.12% $500 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $500 $29,999 Learn More
6 Mo CD
0.40% $70,000 $124,999 Learn More
12 Mo CD
0.15% $500 $29,999 Learn More
12 Mo CD
0.60% $70,000 $124,999 Learn More
24 Mo CD
0.25% $500 $29,999 Learn More
24 Mo CD
0.85% $70,000 $124,999 Learn More
36 Mo CD
0.40% $500 $29,999 Learn More
36 Mo CD
1.00% $70,000 $124,999 Learn More
48 Mo CD
0.40% $500 $29,999 Learn More
48 Mo CD
1.51% $70,000 $124,999 Learn More
60 Mo CD
0.75% $500 $29,999 Learn More
60 Mo CD
1.66% $70,000 $124,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $24,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.15% $500 $29,999 Learn MoreShow Less
Special: 34 Mo FIRA
2.27% $500 $29,999 Learn MoreShow Less
Special: 34 Mo FIRA
2.43% $30,000 $69,999 Learn MoreShow Less
Special: 34 Mo FIRA
2.53% $70,000 $124,999 Learn MoreShow Less
Special: 34 Mo FIRA
2.78% $125,000 $249,999 Learn MoreShow Less
Special: 34 Mo FIRA
3.04% $250,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $24,999 Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ARBOR FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to ARBOR FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Arbor Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Arbor Financial Locations


Financial Details

Arbor Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arbor Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arbor Financial U.S. Average
3.94% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Arbor Financial had $2,417,198 in non-current loans and $100,000 in owned assets. To cover these potential losses it had $58,783,628 in net worth and $5,144,938 in loans loss reserves. That gives it a Texas Ratio of 3.94%.

Net Worth
Arbor Financial U.S. Average
8.99% 13.86%

Arbor Financial FCU has a net worth of 8.99% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Arbor Financial

Branches and Savings

What is Arbor Financial?

A federal credit union, registered with the NCUA under certificate #61708.
Learn more about credit unions here.

Is Arbor Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Arbor Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Arbor Financial's share account and share certificate rates?

Arbor Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Arbor Financial?

Arbor Financial has total capital of $58.78 million. Full information on Arbor Financial's financial position is located above.

Who owns Arbor Financial?

Credit Unions are owned by their members.

Where are Arbor Financial branches located?

See branch locations nearby.

Are Arbor Financial ATMs Open 24/7?

Do Arbor Financial ATMs accept cash deposits?

Can Arbor Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Arbor Financial have a mobile app?

Does Arbor Financial have mobile deposit?

Does Arbor Financial have quick pay?

How can Arbor Financial transfer money to other banks or credit unions?

Does Arbor Financial report to credit bureaus?

Does Arbor Financial use Chexsystems?

Does Arbor Financial use Equifax?

What is Arbor Financial's toll free phone number?

What is Arbor Financial's ACH Routing Number?

What is Arbor Financial's SWIFT code?

Where can I find Arbor Financial's wire transfer form?

What is the Arbor Financial address for deposits?

What Products Does Arbor Financial Offer

Does Arbor Financial offer mortgages?

Compare mortgage rates here.

Does Arbor Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Arbor Financial offer auto and RV loans?

Compare auto loan rates here.

Does Arbor Financial offer student loans or personal loans?

Compare personal loan rates here.

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