Arcadia City Federal Credit Union

Headquarters

45 East Huntington Drive
Arcadia, CA 91006
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Arcadia City is an NCUA insured institution located in Arcadia, CA. It was founded in 1959 and has approximately $4.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13048
Date Established 1959
Assets $4.87 million
Loans $1.48 million
Deposits $4.69 million
Capital $0.16 million
 

Deposit Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Arcadia City

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Loan Rates - September 23, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Arcadia City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

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Phoenix,Arizona


Arcadia City Locations around zip code 85001


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Climate Policy and Initiatives

ARCADIA CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Arcadia City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arcadia City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arcadia City U.S. Average
21.62% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Arcadia City had $36,484 in non-current loans and $0 in owned assets. To cover these potential losses it had $159,564 in net worth and $9,153 in loans loss reserves. That gives it a Texas Ratio of 21.62%.

Net Worth
Arcadia City U.S. Average
3.27% 14.48%

Arcadia City FCU has a net worth of 3.27% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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