Arkansas Federal Credit Union

Headquarters

P.o. Box 9
Jacksonville, AR 72078
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 1.25% →
1-Year CD 0.40% 0.67% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.75% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Arkansas is an NCUA insured institution located in Jacksonville, AR. It was founded in 1956 and has approximately $1667.25 millions in assets.

Who can join?

If you or a family member are employed by, are a member of, or volunteer with one of their select companies or associations you are eligible for membership with Arkansas Federal Credit Union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10920
Date Established 1956
Assets $1,667.25 million
Loans $1,360.05 million
Deposits $1,407.16 million
Capital $164.27 million
 

Field of Membership Restrictions

Membership in Arkansas Federal Credit Union is open to anyone living in the states of Arkansas, Missouri, Tennessee, or Texas through membership in the American Consumer Council-Arkansas chapter (membership in ACC is free). Membership is also open to the following: (1) those who live, work, worship, or attend school in Crawford, Garland, Hot Spring, Saline, Sebastian, or White Counties in Arkansas or in the states of Mississippi and Oklahoma; (2) employees or members of the state of Arkansas and over 200 Select Employer Groups.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.65% $10,000 $14,999 Learn More
48 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARKANSAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
GO Mortgage
NMLS ID: 1018
2.940% 2.875% 0.88 $2,098 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to ARKANSAS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Arkansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Arkansas Locations



Climate Initiatives

ARKANSAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Arkansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arkansas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arkansas U.S. Average
2.97% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Arkansas had $5,198,437 in non-current loans and $87,760 in owned assets. To cover these potential losses it had $164,274,643 in net worth and $13,494,258 in loans loss reserves. That gives it a Texas Ratio of 2.97%.

Net Worth
Arkansas U.S. Average
9.85% 12.22%

Arkansas FCU has a net worth of 9.85% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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