2024 Overview
General Credit Union Information
Artesia is an NCUA insured institution located in Artesia, NM. It was founded in 1955 and has approximately $148.14 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62783 |
| Date Established | 1955 |
| Assets | $148.14 million |
| Loans | $106.11 million |
| Deposits | $126.33 million |
| Capital | $21.14 million |
Field of Membership Restrictions
Membership is open to employees of the Artesia Public Schools, members of the Artesia Public Schools Board of Education, the Artesia Association of Educational Retirees, any retired school employee residing in Eddy County, employees of Central Valley Electric Cooperative, Artesia, NM; Retired employees of CVE Cooperative, employees of Yates Petroleum and its subsidiaries, who work in, are paid from, or supervised in Artesia, New Mexico; employees of the City of Artesia; employees of the Penasco Valley Telephone Cooperative, and its subsidiary, PVT Networks; employees of Holly Corporation, employees of Koch Asphalt Solutions, employees of Eddy County Sheriff's Department, employees of Champion, Inc, and Ryder Services, Inc., employees of Mack Energy Corporation, employees of Johnny C. Moreno, M.D., employees of employees of C-2 technologies, employees of OK Hot Oil Services. Membership is also open to those who live, work, or worship within a 30-mile radius of the Artesia CU branch located at 210 N. 5th Street in Artesia, New Mexico.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Artesia
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Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Artesia
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.608% | 6.500% | 0.88 | $3,600 | $2,023 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Artesia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ARTESIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Artesia Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Artesia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Artesia | U.S. Average |
|---|---|
| 4.03% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Artesia had $891,355 in non-current loans and $4,862 in owned assets. To cover these potential losses it had $21,139,344 in net worth and $1,100,000 in loans loss reserves. That gives it a Texas Ratio of 4.03%.
Net Worth
| Artesia | U.S. Average |
|---|---|
| 14.27% | 13.62% |
Artesia FCU has a net worth of 14.27% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Artesia
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