PO Box 406
Artesia, NM 88210

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Artesia is an NCUA insured institution located in Artesia, NM. It was founded in 1955 and has approximately $112.2 millions in assets.

NCUA Insured Yes
Charter Number # # 62783
Date Established 1955
Assets $112.20 million
Loans $77.86 million
Deposits $94.62 million
Capital $15.77 million

Field of Membership Restrictions

Membership is open to employees of the Artesia Public Schools, members of the Artesia Public Schools Board of Education, the Artesia Association of Educational Retirees, any retired school employee residing in Eddy County, employees of Central Valley Electric Cooperative, Artesia, NM; Retired employees of CVE Cooperative, employees of Yates Petroleum and its subsidiaries, who work in, are paid from, or supervised in Artesia, New Mexico; employees of the City of Artesia; employees of the Penasco Valley Telephone Cooperative, and its subsidiary, PVT Networks; employees of Holly Corporation, employees of Koch Asphalt Solutions, employees of Eddy County Sheriff's Department, employees of Champion, Inc, and Ryder Services, Inc., employees of Mack Energy Corporation, employees of Johnny C. Moreno, M.D., employees of employees of C-2 technologies, employees of OK Hot Oil Services. Membership is also open to those who live, work, or worship within a 30-mile radius of the Artesia CU branch located at 210 N. 5th Street in Artesia, New Mexico.

Deposit Rates - February 24, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Artesia

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There are currently no rates available for Artesia, but see these great savings and CD rates:

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Loan Rates - February 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ARTESIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.163% 3.125% 0.50 $1,192 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Artesia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Artesia Locations

Financial Details

Artesia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Artesia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Artesia U.S. Average
4.12% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Artesia had $621,015 in non-current loans and $51,700 in owned assets. To cover these potential losses it had $15,772,835 in net worth and $550,000 in loans loss reserves. That gives it a Texas Ratio of 4.12%.

Net Worth
Artesia U.S. Average
14.42% 13.65%

Artesia FCU has a net worth of 14.42% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Artesia

Branches and Savings

What is Artesia?

A federal credit union, registered with the NCUA under certificate #62783.
Learn more about credit unions here.

Is Artesia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Artesia?

Please see Field of Membership information above for information on who is eligible to join.

What are Artesia's share account and share certificate rates?

Artesia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Artesia?

Artesia has total capital of $15.77 million. Full information on Artesia's financial position is located above.

Who owns Artesia?

Credit Unions are owned by their members.

Where are Artesia branches located?

See branch locations nearby.

Are Artesia ATMs Open 24/7?

Do Artesia ATMs accept cash deposits?

Can Artesia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Artesia have a mobile app?

Does Artesia have mobile deposit?

Does Artesia have quick pay?

How can Artesia transfer money to other banks or credit unions?

Does Artesia report to credit bureaus?

Does Artesia use Chexsystems?

Does Artesia use Equifax?

What is Artesia's toll free phone number?

What is Artesia's ACH Routing Number?

What is Artesia's SWIFT code?

Where can I find Artesia's wire transfer form?

What is the Artesia address for deposits?

What Products Does Artesia Offer

Does Artesia offer mortgages?

Compare mortgage rates here.

Does Artesia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Artesia offer auto and RV loans?

Compare auto loan rates here.

Does Artesia offer student loans or personal loans?

Compare personal loan rates here.

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