Ascent

Headquarters

4140 Harrison Blvd
Ogden, UT 84403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.70% →
1-Year CD 0.55% 0.75% →
2-Year CD 0.85% 0.81% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ascent is an NCUA insured institution located in Ogden, UT. It was founded in 1957 and has approximately $147.01 millions in assets.

NCUA Insured Yes
Charter Number # # 11520
Date Established 1957
Assets $147.01 million
Loans $114.03 million
Deposits $133.31 million
Capital $12.99 million
 

Field of Membership Restrictions

Membership in Weber State Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Weber, Davis or Morgan counties in Utah.

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ASCENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to ASCENT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ascent branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ascent Locations


Financial Details

Ascent Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ascent. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ascent U.S. Average
2.41% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Ascent had $265,522 in non-current loans and $55,000 in owned assets. To cover these potential losses it had $12,994,129 in net worth and $306,238 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
Ascent U.S. Average
8.83% 12.91%

Ascent FCU has a net worth of 8.83% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ascent

Branches and Savings

What is Ascent?

A credit union, registered with the NCUA under certificate #11520.
Learn more about credit unions here.

Is Ascent FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ascent?

Please see Field of Membership information above for information on who is eligible to join.

What are Ascent's share account and share certificate rates?

Ascent's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ascent?

Ascent has total capital of $12.99 million. Full information on Ascent's financial position is located above.

Who owns Ascent?

Credit Unions are owned by their members.

Where are Ascent branches located?

See branch locations nearby.

Are Ascent ATMs Open 24/7?

Do Ascent ATMs accept cash deposits?

Can Ascent customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ascent have a mobile app?

Does Ascent have mobile deposit?

Does Ascent have quick pay?

How can Ascent transfer money to other banks or credit unions?

Does Ascent report to credit bureaus?

Does Ascent use Chexsystems?

Does Ascent use Equifax?

What is Ascent's toll free phone number?

What is Ascent's ACH Routing Number?

What is Ascent's SWIFT code?

Where can I find Ascent's wire transfer form?

What is the Ascent address for deposits?

What Products Does Ascent Offer

Does Ascent offer mortgages?

Compare mortgage rates here.

Does Ascent offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ascent offer auto and RV loans?

Compare auto loan rates here.

Does Ascent offer student loans or personal loans?

Compare personal loan rates here.

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