Ascentra Credit Union

Headquarters

Po Box 1107
Bettendorf, IA 52722
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.85% 2.80% →
2-Year CD 1.00% 3.20% →
5-Year CD 1.25% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ascentra is an NCUA insured institution located in Bettendorf, IA. It was founded in 1950 and has approximately $542.99 millions in assets.

Who can join?

You may be eligibe if you...

Are employed by, or retired from any organization or company currently included in Ascentra Credit Union's field of membership.

Live or work in Scott, Muscatine, Clinton, Jackson, Dubuque, Deleware, Jones, Linn, Johnson, Washington, Louisa, Des Moines, or Cedar County in Iowa, or live or work in Rock Island, Henry, Mercer, Knox, Peoria, or Whiteside County in Illinois.

Are a family member of someone who qualifies for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 63268
Date Established 1950
Assets $542.99 million
Loans $316.63 million
Deposits $475.31 million
Capital $49.51 million
 

Field of Membership Restrictions

Membership in Ascentra Credit Union is open to those who live or work in Cedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott and Washington Counties in Iowa or in Carroll, Henry, Jo Daviess, Knox, Mercer, Peoria, Rock Island, and Whiteside Counties in Illinois.

Deposit Rates - August 15, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.95% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 15, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASCENTRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
5.290% 5.125% 0.88 $4,688 $1,362 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
4.845% 4.750% 0.75 $2,752 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
4.959% 4.875% 1.00 $2,428 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ASCENTRA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ascentra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ascentra Locations



Climate Initiatives

ASCENTRA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ascentra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ascentra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ascentra U.S. Average
4.31% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Ascentra had $2,292,829 in non-current loans and $57,500 in owned assets. To cover these potential losses it had $49,505,284 in net worth and $5,088,810 in loans loss reserves. That gives it a Texas Ratio of 4.31%.

Net Worth
Ascentra U.S. Average
9.12% 12.28%

Ascentra FCU has a net worth of 9.12% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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