ASHBY

Headquarters

109 Main St
Ashby, MN 56309
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Ashby is an NCUA insured institution located in Ashby, MN. It was founded in 1937 and has approximately $1.2 millions in assets.

NCUA Insured Yes
Charter Number # # 1938
Date Established 1937
Assets $1.20 million
Loans $0.61 million
Deposits $1.13 million
Capital $0.08 million
 

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Ashby

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Ashby
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Advertiser Disclosure

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ASHBY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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Payment
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First Internet Bank
NMLS ID: 424182
2.664% 2.625% 0.50 $1,290 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ASHBY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Ashby branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Ashby Locations


Financial Details

Ashby Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ashby. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ashby U.S. Average
7.05% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Ashby had $6,880 in non-current loans and $0 in owned assets. To cover these potential losses it had $76,026 in net worth and $21,494 in loans loss reserves. That gives it a Texas Ratio of 7.05%.

Net Worth
Ashby U.S. Average
6.31% 13.61%

Ashby FCU has a net worth of 6.31% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ashby

Branches and Savings

What is Ashby?

A federal credit union, registered with the NCUA under certificate #1938.
Learn more about credit unions here.

Is Ashby FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ashby?

Please see Field of Membership information above for information on who is eligible to join.

What are Ashby's share account and share certificate rates?

Ashby's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ashby?

Ashby has total capital of $0.08 million. Full information on Ashby's financial position is located above.

Who owns Ashby?

Credit Unions are owned by their members.

Where are Ashby branches located?

See branch locations nearby.

Are Ashby ATMs Open 24/7?

Do Ashby ATMs accept cash deposits?

Can Ashby customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ashby have a mobile app?

Does Ashby have mobile deposit?

Does Ashby have quick pay?

How can Ashby transfer money to other banks or credit unions?

Does Ashby report to credit bureaus?

Does Ashby use Chexsystems?

Does Ashby use Equifax?

What is Ashby's toll free phone number?

What is Ashby's ACH Routing Number?

What is Ashby's SWIFT code?

Where can I find Ashby's wire transfer form?

What is the Ashby address for deposits?

What Products Does Ashby Offer

Does Ashby offer mortgages?

Compare mortgage rates here.

Does Ashby offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ashby offer auto and RV loans?

Compare auto loan rates here.

Does Ashby offer student loans or personal loans?

Compare personal loan rates here.

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