ATLANTIC CITY ELECTRIC CO EMP

P.O. BOX 368
Mays Landing, NJ 08330

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3755
Date Established 1940
Assets $59.75 million
Loans $12.07 million
Deposits $52.33 million
Capital $7.43 million

Atlantic City Electric Co Emp is an NCUA insured institution located in Mays Landing, NJ. It was founded in 1940 and has approximately $59.75 millions in assets.

Field of Membership Restrictions

Membership is open to employees of The Atlantic City Electric Company and their immediate family and to employees of other select companies.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ATLANTIC CITY ELECTRIC CO EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Third Federal Savings and Loans
4.490 %
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Branches

Below are Atlantic City Electric Co Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Atlantic City Electric Co Emp Locations


Financial Details

Atlantic City Electric Co Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atlantic City Electric Co Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Atlantic City Electric Co Emp U.S. Average
1.52% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Atlantic City Electric Co Emp had $95,005 in non-current loans and $20,000 in owned assets. To cover these potential losses it had $7,429,771 in net worth and $158,460 in loans loss reserves. That gives it a Texas Ratio of 1.52%.

Net Worth
Atlantic City Electric Co Emp U.S. Average
12.43% 13.47%

Atlantic City Electric Co Emp FCU has a net worth of 12.43% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Atlantic City Electric Co Emp

Branches and Savings

What is Atlantic City Electric Co Emp?

A federal credit union, registered with the NCUA under certificate #3755.
Learn more about credit unions here.

Is Atlantic City Electric Co Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Atlantic City Electric Co Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Atlantic City Electric Co Emp's share account and share certificate rates?

Atlantic City Electric Co Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Atlantic City Electric Co Emp?

Atlantic City Electric Co Emp has total capital of $7.43 million. Full information on Atlantic City Electric Co Emp's financial position is located above.

Who owns Atlantic City Electric Co Emp?

Credit Unions are owned by their members.

Where are Atlantic City Electric Co Emp branches located?

See branch locations nearby.

Are Atlantic City Electric Co Emp ATMs Open 24/7?

Do Atlantic City Electric Co Emp ATMs accept cash deposits?

Can Atlantic City Electric Co Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Atlantic City Electric Co Emp have a mobile app?

Does Atlantic City Electric Co Emp have mobile deposit?

Does Atlantic City Electric Co Emp have quick pay?

How can Atlantic City Electric Co Emp transfer money to other banks or credit unions?

Does Atlantic City Electric Co Emp report to credit bureaus?

Does Atlantic City Electric Co Emp use Chexsystems?

Does Atlantic City Electric Co Emp use Equifax?

What is Atlantic City Electric Co Emp's toll free phone number?

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What Products Does Atlantic City Electric Co Emp Offer

Does Atlantic City Electric Co Emp offer mortgages?

Compare mortgage rates here.

Does Atlantic City Electric Co Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Atlantic City Electric Co Emp offer auto and RV loans?

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Does Atlantic City Electric Co Emp offer student loans or personal loans?

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