Audubon Federal Credit Union

Headquarters

P O Box 1009
Owensboro, KY 42302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.67% →
2-Year CD 0.50% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Audubon is an NCUA insured institution located in Owensboro, KY. It was founded in 1956 and has approximately $29.74 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11168
Date Established 1956
Assets $29.74 million
Loans $17.07 million
Deposits $27.29 million
Capital $2.37 million
 

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 - Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $500 - Learn More
12 Mo CD
0.40% $500 - Learn More
18 Mo CD
0.40% $500 - Learn More
24 Mo CD
0.50% $500 - Learn More
36 Mo CD
0.70% $500 - Learn More
48 Mo CD
0.80% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 - Learn MoreShow Less

Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AUDUBON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.126% 2.990% 0.75 $4,375 $1,053 Learn More
CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to AUDUBON
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Audubon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Audubon Locations



Climate Initiatives

AUDUBON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Audubon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Audubon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Audubon U.S. Average
6.43% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Audubon had $146,276 in non-current loans and $9,283 in owned assets. To cover these potential losses it had $2,374,298 in net worth and $44,994 in loans loss reserves. That gives it a Texas Ratio of 6.43%.

Net Worth
Audubon U.S. Average
7.98% 12.22%

Audubon FCU has a net worth of 7.98% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for AUDUBON


  • September 16, 2021 |

    CDs 24 Month Rates

    This is incorrect, Audubon has a $500. minimum balance. And if you check their website or facebook page, they run specials. As of 9-2021 the 24 month rate is 1.00% of course this is for a limited time.

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