P O Box 1009
Owensboro, KY 42302
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.40% 1.01% →
2-Year CD 0.50% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Audubon is an NCUA insured institution located in Owensboro, KY. It was founded in 1956 and has approximately $25.56 millions in assets.

NCUA Insured Yes
Charter Number # # 11168
Date Established 1956
Assets $25.56 million
Loans $14.67 million
Deposits $22.95 million
Capital $2.35 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $10,000 $14,999 Learn More
3 Mo CD
0.15% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AUDUBON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Audubon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Audubon Locations

Financial Details

Audubon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Audubon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Audubon U.S. Average
6.52% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Audubon had $147,439 in non-current loans and $9,283 in owned assets. To cover these potential losses it had $2,348,270 in net worth and $57,089 in loans loss reserves. That gives it a Texas Ratio of 6.52%.

Net Worth
Audubon U.S. Average
9.18% 13.61%

Audubon FCU has a net worth of 9.18% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Audubon

Branches and Savings

What is Audubon?

A federal credit union, registered with the NCUA under certificate #11168.
Learn more about credit unions here.

Is Audubon FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Audubon?

Please see Field of Membership information above for information on who is eligible to join.

What are Audubon's share account and share certificate rates?

Audubon's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Audubon?

Audubon has total capital of $2.35 million. Full information on Audubon's financial position is located above.

Who owns Audubon?

Credit Unions are owned by their members.

Where are Audubon branches located?

See branch locations nearby.

Are Audubon ATMs Open 24/7?

Do Audubon ATMs accept cash deposits?

Can Audubon customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Audubon have a mobile app?

Does Audubon have mobile deposit?

Does Audubon have quick pay?

How can Audubon transfer money to other banks or credit unions?

Does Audubon report to credit bureaus?

Does Audubon use Chexsystems?

Does Audubon use Equifax?

What is Audubon's toll free phone number?

What is Audubon's ACH Routing Number?

What is Audubon's SWIFT code?

Where can I find Audubon's wire transfer form?

What is the Audubon address for deposits?

What Products Does Audubon Offer

Does Audubon offer mortgages?

Compare mortgage rates here.

Does Audubon offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Audubon offer auto and RV loans?

Compare auto loan rates here.

Does Audubon offer student loans or personal loans?

Compare personal loan rates here.

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