AUGUSTA METRO

Headquarters

PO BOX 213089
Augusta, GA 30917
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Augusta Metro is an NCUA insured institution located in Augusta, GA. It was founded in 1961 and has approximately $112.87 millions in assets.

NCUA Insured Yes
Charter Number # # 14228
Date Established 1961
Assets $112.87 million
Loans $89.52 million
Deposits $100.55 million
Capital $8.27 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, businesses and other legal entities located in Columbia, Burke, Jefferson, Richmond, or McDuffie Counties, Georgia or Aiken or Edgefield Counties, South Carolina.

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Augusta Metro

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Augusta Metro
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Advertiser Disclosure

Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AUGUSTA METRO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to AUGUSTA METRO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Augusta Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Augusta Metro Locations


Financial Details

Augusta Metro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Augusta Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Augusta Metro U.S. Average
13.12% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Augusta Metro had $1,180,196 in non-current loans and $70,723 in owned assets. To cover these potential losses it had $8,266,210 in net worth and $1,264,784 in loans loss reserves. That gives it a Texas Ratio of 13.12%.

Net Worth
Augusta Metro U.S. Average
8.9% 12.91%

Augusta Metro FCU has a net worth of 8.9% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Augusta Metro

Branches and Savings

What is Augusta Metro?

A federal credit union, registered with the NCUA under certificate #14228.
Learn more about credit unions here.

Is Augusta Metro FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Augusta Metro?

Please see Field of Membership information above for information on who is eligible to join.

What are Augusta Metro's share account and share certificate rates?

Augusta Metro's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Augusta Metro?

Augusta Metro has total capital of $8.27 million. Full information on Augusta Metro's financial position is located above.

Who owns Augusta Metro?

Credit Unions are owned by their members.

Where are Augusta Metro branches located?

See branch locations nearby.

Are Augusta Metro ATMs Open 24/7?

Do Augusta Metro ATMs accept cash deposits?

Can Augusta Metro customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Augusta Metro have a mobile app?

Does Augusta Metro have mobile deposit?

Does Augusta Metro have quick pay?

How can Augusta Metro transfer money to other banks or credit unions?

Does Augusta Metro report to credit bureaus?

Does Augusta Metro use Chexsystems?

Does Augusta Metro use Equifax?

What is Augusta Metro's toll free phone number?

What is Augusta Metro's ACH Routing Number?

What is Augusta Metro's SWIFT code?

Where can I find Augusta Metro's wire transfer form?

What is the Augusta Metro address for deposits?

What Products Does Augusta Metro Offer

Does Augusta Metro offer mortgages?

Compare mortgage rates here.

Does Augusta Metro offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Augusta Metro offer auto and RV loans?

Compare auto loan rates here.

Does Augusta Metro offer student loans or personal loans?

Compare personal loan rates here.

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