Austin Federal Credit Union

Headquarters

1900 Woodward St
Austin, TX 78741
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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.15% 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Austin is an NCUA insured institution located in Austin, TX. It was founded in 1967 and has approximately $39.27 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17955
Date Established 1967
Assets $39.27 million
Loans $17.46 million
Deposits $35.50 million
Capital $3.51 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in a select area of Austin, Texas.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More

Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Austin

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Austin
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Branches

Below are Austin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Austin Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Branch

791.62 A View Lobby Hours

VA Finance Branch

794.26 B View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Austin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Austin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Austin U.S. Average
7.58% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Austin had $233,963 in non-current loans and $36,034 in owned assets. To cover these potential losses it had $3,508,128 in net worth and $52,726 in loans loss reserves. That gives it a Texas Ratio of 7.58%.

Net Worth
Austin U.S. Average
9.1% 14.48%

Austin FCU has a net worth of 9.1% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Austin

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