BAKERSFIELD COMMUNITY

Headquarters

2101-16TH STREET
Bakersfield, CA 93301
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Bakersfield Community is an NCUA insured institution located in Bakersfield, CA. It was founded in 1956 and has approximately $2.35 millions in assets.

NCUA Insured Yes
Charter Number # # 10760
Date Established 1956
Assets $2.35 million
Loans $1.45 million
Deposits $2.08 million
Capital $0.27 million
 

Deposit Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Bakersfield Community

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Advertiser Disclosure

Loan Rates - December 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAKERSFIELD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.560% 2.500% 0.75 $1,980 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BAKERSFIELD COMMUNITY
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Branches

Below are Bakersfield Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bakersfield Community Locations


Financial Details

Bakersfield Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bakersfield Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bakersfield Community U.S. Average
18.42% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Bakersfield Community had $65,967 in non-current loans and $0 in owned assets. To cover these potential losses it had $265,879 in net worth and $92,162 in loans loss reserves. That gives it a Texas Ratio of 18.42%.

Net Worth
Bakersfield Community U.S. Average
11.33% 13.61%

Bakersfield Community FCU has a net worth of 11.33% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bakersfield Community

Branches and Savings

What is Bakersfield Community?

A federal credit union, registered with the NCUA under certificate #10760.
Learn more about credit unions here.

Is Bakersfield Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bakersfield Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Bakersfield Community's share account and share certificate rates?

Bakersfield Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bakersfield Community?

Bakersfield Community has total capital of $0.27 million. Full information on Bakersfield Community's financial position is located above.

Who owns Bakersfield Community?

Credit Unions are owned by their members.

Where are Bakersfield Community branches located?

See branch locations nearby.

Are Bakersfield Community ATMs Open 24/7?

Do Bakersfield Community ATMs accept cash deposits?

Can Bakersfield Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bakersfield Community have a mobile app?

Does Bakersfield Community have mobile deposit?

Does Bakersfield Community have quick pay?

How can Bakersfield Community transfer money to other banks or credit unions?

Does Bakersfield Community report to credit bureaus?

Does Bakersfield Community use Chexsystems?

Does Bakersfield Community use Equifax?

What is Bakersfield Community's toll free phone number?

What is Bakersfield Community's ACH Routing Number?

What is Bakersfield Community's SWIFT code?

Where can I find Bakersfield Community's wire transfer form?

What is the Bakersfield Community address for deposits?

What Products Does Bakersfield Community Offer

Does Bakersfield Community offer mortgages?

Compare mortgage rates here.

Does Bakersfield Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bakersfield Community offer auto and RV loans?

Compare auto loan rates here.

Does Bakersfield Community offer student loans or personal loans?

Compare personal loan rates here.

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