Battle Creek Area Community

240 N. Helmer Road
Springfield, MI 49037

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 439
Date Established 1935
Assets $19.00 million
Loans $4.11 million
Deposits $15.53 million
Capital $3.38 million

Battle Creek Area Community is an NCUA insured institution located in Springfield, MI. It was founded in 1935 and has approximately $19 millions in assets.

Deposit Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Battle Creek Area Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Battle Creek Area Community

Note to Battle Creek Area Community
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Battle Creek Area Community, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BATTLE CREEK AREA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.534% 4.500% 0.13 $1,094 $1,267 Learn More
Flagstar Bank, FSB
NMLS ID: 417490
4.547% 4.500% 0.13 $1,385 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.284% 4.250% 0.00 $1,127 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to BATTLE CREEK AREA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Battle Creek Area Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Battle Creek Area Community Locations

Financial Details

Battle Creek Area Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Battle Creek Area Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Battle Creek Area Community U.S. Average
1.23% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Battle Creek Area Community had $15,371 in non-current loans and $26,347 in owned assets. To cover these potential losses it had $3,381,636 in net worth and $23,156 in loans loss reserves. That gives it a Texas Ratio of 1.23%.

Net Worth
Battle Creek Area Community U.S. Average
18.21% 13.15%

Battle Creek Area Community FCU has a net worth of 18.21% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Battle Creek Area Community

What is Battle Creek Area Community?

A federal credit union, registered with the NCUA under certificate #439.
Learn more about credit unions here.

Is Battle Creek Area Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Battle Creek Area Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Battle Creek Area Community's share account and share certificate rates?

Battle Creek Area Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Battle Creek Area Community?

Battle Creek Area Community has total capital of $3.38 million. Full information on Battle Creek Area Community's financial position is located above.

Who owns Battle Creek Area Community?

Credit Unions are owned by their members.

Where are Battle Creek Area Community branches located?

See branch locations nearby.

Are Battle Creek Area Community ATMs Open 24/7?

Do Battle Creek Area Community ATMs accept cash deposits?

Can Battle Creek Area Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Battle Creek Area Community have a mobile app?

Does Battle Creek Area Community have mobile deposit?

Does Battle Creek Area Community have quick pay?

How can Battle Creek Area Community transfer money to other banks or credit unions?

Does Battle Creek Area Community report to credit bureaus?

Does Battle Creek Area Community use Chexsystems?

Does Battle Creek Area Community use Equifax?

What is Battle Creek Area Community's toll free phone number?

What is Battle Creek Area Community's ACH Routing Number?

What is Battle Creek Area Community's SWIFT code?

Where can I find Battle Creek Area Community's wire transfer form?

What is the Battle Creek Area Community address for deposits?

What Products Does Battle Creek Area Community Offer

Does Battle Creek Area Community offer mortgages?

Compare mortgage rates here.

Does Battle Creek Area Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Battle Creek Area Community offer auto and RV loans?

Compare auto loan rates here.

Does Battle Creek Area Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Battle Creek Area Community

There are currently no comments for Battle Creek Area Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →