PO Box 471
Havre, MT 59501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.17% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 1.01% 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Bear Paw is an NCUA insured institution located in Havre, MT. It was founded in 1942 and has approximately $109.87 millions in assets.

NCUA Insured Yes
Charter Number # # 62658
Date Established 1942
Assets $109.87 million
Loans $58.16 million
Deposits $100.23 million
Capital $9.19 million

Field of Membership Restrictions

Bear Paw CU is open to anyone who resides or is related to someone who resides in the counties of Hill, Blane, Liberty, Chouteau, Phillips, Pondera, and Tool, or you are an employee, or related to an employee of Burlington Northern Santa Fe Railroad, including their affiliated companies, as well as the family members of current CU members.

Deposit Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.17% $2,501 $9,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $500 - Learn More
6 Mo CD
0.50% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
24 Mo CD
1.01% $500 - Learn More
36 Mo CD
1.01% $500 - Learn More
Variable IRA Rates APY MIN MAX
1.97% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BEAR PAW

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to BEAR PAW
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Bear Paw branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bear Paw Locations

Financial Details

Bear Paw Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bear Paw. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bear Paw U.S. Average
2.82% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Bear Paw had $292,680 in non-current loans and $2,125 in owned assets. To cover these potential losses it had $9,194,883 in net worth and $1,259,575 in loans loss reserves. That gives it a Texas Ratio of 2.82%.

Net Worth
Bear Paw U.S. Average
8.36% 13.86%

Bear Paw FCU has a net worth of 8.36% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bear Paw

Branches and Savings

What is Bear Paw?

A federal credit union, registered with the NCUA under certificate #62658.
Learn more about credit unions here.

Is Bear Paw FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bear Paw?

Please see Field of Membership information above for information on who is eligible to join.

What are Bear Paw's share account and share certificate rates?

Bear Paw's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bear Paw?

Bear Paw has total capital of $9.19 million. Full information on Bear Paw's financial position is located above.

Who owns Bear Paw?

Credit Unions are owned by their members.

Where are Bear Paw branches located?

See branch locations nearby.

Are Bear Paw ATMs Open 24/7?

Do Bear Paw ATMs accept cash deposits?

Can Bear Paw customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bear Paw have a mobile app?

Does Bear Paw have mobile deposit?

Does Bear Paw have quick pay?

How can Bear Paw transfer money to other banks or credit unions?

Does Bear Paw report to credit bureaus?

Does Bear Paw use Chexsystems?

Does Bear Paw use Equifax?

What is Bear Paw's toll free phone number?

What is Bear Paw's ACH Routing Number?

What is Bear Paw's SWIFT code?

Where can I find Bear Paw's wire transfer form?

What is the Bear Paw address for deposits?

What Products Does Bear Paw Offer

Does Bear Paw offer mortgages?

Compare mortgage rates here.

Does Bear Paw offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bear Paw offer auto and RV loans?

Compare auto loan rates here.

Does Bear Paw offer student loans or personal loans?

Compare personal loan rates here.

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