Belmont Municipal


Po Box 56
Belmont, MA 02478
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Belmont Municipal is an NCUA insured institution located in Belmont, MA. It was founded in 1940 and has approximately $5.55 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4192
Date Established 1940
Assets $5.55 million
Loans $1.47 million
Deposits $4.83 million
Capital $0.70 million

Deposit Rates - October 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Belmont Municipal

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Loan Rates - October 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BELMONT MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
3.059% 3.000% 0.75 $1,882 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Belmont Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Belmont Municipal Locations

Climate Initiatives

BELMONT MUNICIPAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Belmont Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Belmont Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Belmont Municipal U.S. Average
0.10% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Belmont Municipal had $759 in non-current loans and $0 in owned assets. To cover these potential losses it had $697,272 in net worth and $39,832 in loans loss reserves. That gives it a Texas Ratio of 0.10%.

Net Worth
Belmont Municipal U.S. Average
12.56% 12.22%

Belmont Municipal FCU has a net worth of 12.56% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Belmont Municipal

Branches and Savings

What is Belmont Municipal?

A federal credit union, registered with the NCUA under certificate #4192.
Learn more about credit unions here.

Is Belmont Municipal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Belmont Municipal is insured by the NCUA.

Who can join Belmont Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Belmont Municipal's share account and share certificate rates?

Belmont Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Belmont Municipal?

Belmont Municipal has total capital of $0.70 million. Full information on Belmont Municipal's financial position is located above.

Who owns Belmont Municipal?

Credit Unions are owned by their members.

Where are Belmont Municipal branches located?

See branch locations nearby.

Are Belmont Municipal ATMs Open 24/7?

Do Belmont Municipal ATMs accept cash deposits?

Can Belmont Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Belmont Municipal have a mobile app?

Does Belmont Municipal have mobile deposit?

Does Belmont Municipal have quick pay?

How can Belmont Municipal transfer money to other banks or credit unions?

Does Belmont Municipal report to credit bureaus?

Does Belmont Municipal use Chexsystems?

Does Belmont Municipal use Equifax?

What is Belmont Municipal's toll free phone number?

What is Belmont Municipal's ACH Routing Number?

What is Belmont Municipal's SWIFT code?

Where can I find Belmont Municipal's wire transfer form?

What is the Belmont Municipal address for deposits?

What Products Does Belmont Municipal Offer

Does Belmont Municipal offer mortgages?

Compare mortgage rates here.

Does Belmont Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Belmont Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Belmont Municipal offer student loans or personal loans?

Compare personal loan rates here.

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