BELMONT MUNICIPAL

PO BOX 56
Belmont, MA 02478

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4192
Date Established 1940
Assets $4.42 million
Loans $2.26 million
Deposits $3.78 million
Capital $0.62 million

Belmont Municipal is an NCUA insured institution located in Belmont, MA. It was founded in 1940 and has approximately $4.42 millions in assets.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Belmont Municipal

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Belmont Municipal

Note to Belmont Municipal
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Belmont Municipal, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BELMONT MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to BELMONT MUNICIPAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Belmont Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Belmont Municipal Locations


Financial Details

Belmont Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Belmont Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Belmont Municipal U.S. Average
0.13% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Belmont Municipal had $802 in non-current loans and $0 in owned assets. To cover these potential losses it had $621,169 in net worth and $15,826 in loans loss reserves. That gives it a Texas Ratio of 0.13%.

Net Worth
Belmont Municipal U.S. Average
14.04% 13.47%

Belmont Municipal FCU has a net worth of 14.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Belmont Municipal

Branches and Savings

What is Belmont Municipal?

A federal credit union, registered with the NCUA under certificate #4192.
Learn more about credit unions here.

Is Belmont Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Belmont Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Belmont Municipal's share account and share certificate rates?

Belmont Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Belmont Municipal?

Belmont Municipal has total capital of $0.62 million. Full information on Belmont Municipal's financial position is located above.

Who owns Belmont Municipal?

Credit Unions are owned by their members.

Where are Belmont Municipal branches located?

See branch locations nearby.

Are Belmont Municipal ATMs Open 24/7?

Do Belmont Municipal ATMs accept cash deposits?

Can Belmont Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Belmont Municipal have a mobile app?

Does Belmont Municipal have mobile deposit?

Does Belmont Municipal have quick pay?

How can Belmont Municipal transfer money to other banks or credit unions?

Does Belmont Municipal report to credit bureaus?

Does Belmont Municipal use Chexsystems?

Does Belmont Municipal use Equifax?

What is Belmont Municipal's toll free phone number?

What is Belmont Municipal's ACH Routing Number?

What is Belmont Municipal's SWIFT code?

Where can I find Belmont Municipal's wire transfer form?

What is the Belmont Municipal address for deposits?

What Products Does Belmont Municipal Offer

Does Belmont Municipal offer mortgages?

Compare mortgage rates here.

Does Belmont Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Belmont Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Belmont Municipal offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Belmont Municipal

There are currently no comments for Belmont Municipal. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →