BENCHMARK

PO BOX 2387
West Chester, PA 19380

Notable Rates APY Vs.Others
Savings N.A. 2.25% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Benchmark is an NCUA insured institution located in West Chester, PA. It was founded in 1940 and has approximately $221.83 millions in assets.

Who can join?

• Employees, Contractors and Retirees of Pfizer who work in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Sales personnel of Pfizer who represent the businesses located in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Wyeth Retirees; as well as their immediate family members*and members of their household**
• Employees and Board/Committee Members of the Great Valley Chamber***; as well as their immediate family members* and members of their household**
• Faculty and Contractors of Immaculata University who work in, or are supervised from Immaculata, PA; as well as their immediate family members*and members of their household**
• Employees of Neuronetics, Inc. of Malvern, PA; as well as their immediate family members* and members of their household**
• Spouses of persons who died while within the field of membership of this credit union

NCUA Insured Yes
Charter Number # # 3738
Date Established 1940
Assets $221.83 million
Loans $158.36 million
Deposits $192.50 million
Capital $29.25 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work, regularly conduct business in, or attend school within Chester County, Pennsylvania and to immediate family of existing members.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Benchmark

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Benchmark
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There are currently no rates available for Benchmark, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BENCHMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More
First Internet Bank
NMLS ID: 424182
3.625% 3.625% 0.00 ($88) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to BENCHMARK
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Benchmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Benchmark Locations


Financial Details

Benchmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Benchmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Benchmark U.S. Average
7.40% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Benchmark had $2,203,279 in non-current loans and $10,800 in owned assets. To cover these potential losses it had $29,252,028 in net worth and $659,319 in loans loss reserves. That gives it a Texas Ratio of 7.40%.

Net Worth
Benchmark U.S. Average
13.18% 13.65%

Benchmark FCU has a net worth of 13.18% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Benchmark

Branches and Savings

What is Benchmark?

A federal credit union, registered with the NCUA under certificate #3738.
Learn more about credit unions here.

Is Benchmark FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Benchmark?

Please see Field of Membership information above for information on who is eligible to join.

What are Benchmark's share account and share certificate rates?

Benchmark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Benchmark?

Benchmark has total capital of $29.25 million. Full information on Benchmark's financial position is located above.

Who owns Benchmark?

Credit Unions are owned by their members.

Where are Benchmark branches located?

See branch locations nearby.

Are Benchmark ATMs Open 24/7?

Do Benchmark ATMs accept cash deposits?

Can Benchmark customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Benchmark have a mobile app?

Does Benchmark have mobile deposit?

Does Benchmark have quick pay?

How can Benchmark transfer money to other banks or credit unions?

Does Benchmark report to credit bureaus?

Does Benchmark use Chexsystems?

Does Benchmark use Equifax?

What is Benchmark's toll free phone number?

What is Benchmark's ACH Routing Number?

What is Benchmark's SWIFT code?

Where can I find Benchmark's wire transfer form?

What is the Benchmark address for deposits?

What Products Does Benchmark Offer

Does Benchmark offer mortgages?

Compare mortgage rates here.

Does Benchmark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Benchmark offer auto and RV loans?

Compare auto loan rates here.

Does Benchmark offer student loans or personal loans?

Compare personal loan rates here.

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