Benchmark Federal Credit Union

Headquarters

Po Box 2387
West Chester, PA 19380
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.55% →
1-Year CD 0.80% 5.41% →
2-Year CD 0.90% 5.25% →
5-Year CD 1.00% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Benchmark is an NCUA insured institution located in West Chester, PA. It was founded in 1940 and has approximately $310.87 millions in assets.

Who can join?

• Employees, Contractors and Retirees of Pfizer who work in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Sales personnel of Pfizer who represent the businesses located in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Wyeth Retirees; as well as their immediate family members*and members of their household**
• Employees and Board/Committee Members of the Great Valley Chamber***; as well as their immediate family members* and members of their household**
• Faculty and Contractors of Immaculata University who work in, or are supervised from Immaculata, PA; as well as their immediate family members*and members of their household**
• Employees of Neuronetics, Inc. of Malvern, PA; as well as their immediate family members* and members of their household**
• Spouses of persons who died while within the field of membership of this credit union

NCUA Insured Yes / Federally Chartered
Charter Number # # 3738
Date Established 1940
Assets $310.87 million
Loans $262.06 million
Deposits $265.67 million
Capital $31.18 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work, regularly conduct business in, or attend school within Chester County, Pennsylvania and to immediate family of existing members.

Deposit Rates - May 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - May 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Benchmark

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.530% 6.375% 0.63 $5,200 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.966% 6.875% 0.75 $2,982 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Benchmark
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Branches

Below are Benchmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Benchmark Locations



Climate Policy and Initiatives

BENCHMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Benchmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Benchmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Benchmark U.S. Average
4.63% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Benchmark had $1,513,382 in non-current loans and $8,100 in owned assets. To cover these potential losses it had $31,176,300 in net worth and $1,699,762 in loans loss reserves. That gives it a Texas Ratio of 4.63%.

Net Worth
Benchmark U.S. Average
10.03% 13.62%

Benchmark FCU has a net worth of 10.03% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Benchmark

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