Benchmark Federal Credit Union
Po Box 2387
West Chester, PA 19380
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2022 Overview
General Credit Union Information
Benchmark is an NCUA insured institution located in West Chester, PA. It was founded in 1940 and has approximately $249.91 millions in assets.
Who can join?
• Employees, Contractors and Retirees of Pfizer who work in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Sales personnel of Pfizer who represent the businesses located in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Wyeth Retirees; as well as their immediate family members*and members of their household**
• Employees and Board/Committee Members of the Great Valley Chamber***; as well as their immediate family members* and members of their household**
• Faculty and Contractors of Immaculata University who work in, or are supervised from Immaculata, PA; as well as their immediate family members*and members of their household**
• Employees of Neuronetics, Inc. of Malvern, PA; as well as their immediate family members* and members of their household**
• Spouses of persons who died while within the field of membership of this credit union
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3738 |
| Date Established | 1940 |
| Assets | $249.91 million |
| Loans | $169.65 million |
| Deposits | $220.75 million |
| Capital | $29.65 million |
Field of Membership Restrictions
Deposit Rates - May 23, 2022
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - May 23, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for BENCHMARK
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.106% | 5.990% | 0.75 | $3,125 | $1,498 | Learn More |
NMLS ID: 3030 |
6.002% | 5.875% | 0.88 | $3,438 | $1,479 | Learn More |
|
NMLS ID: 3030 |
6.002% | 5.875% | 0.88 | $3,438 | $1,479 | Learn More |
NMLS ID: 399798 |
5.432% | 5.375% | 0.63 | $1,578 | $1,400 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to BENCHMARK
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Benchmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
BENCHMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Benchmark Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Benchmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Benchmark | U.S. Average |
|---|---|
| 1.88% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Benchmark had $574,715 in non-current loans and $8,100 in owned assets. To cover these potential losses it had $29,645,204 in net worth and $1,344,191 in loans loss reserves. That gives it a Texas Ratio of 1.88%.
Net Worth
| Benchmark | U.S. Average |
|---|---|
| 11.86% | 12.36% |
Benchmark FCU has a net worth of 11.86% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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