Benchmark Federal Credit Union

Headquarters

Po Box 2387
West Chester, PA 19380
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.80% 1.45% →
2-Year CD 0.90% 2.86% →
5-Year CD 1.00% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Benchmark is an NCUA insured institution located in West Chester, PA. It was founded in 1940 and has approximately $249.91 millions in assets.

Who can join?

• Employees, Contractors and Retirees of Pfizer who work in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Sales personnel of Pfizer who represent the businesses located in Pennsylvania, New Jersey, New York, Richmond, VA and Puerto Rico; as well as their immediate family members* and members of their household**
• Wyeth Retirees; as well as their immediate family members*and members of their household**
• Employees and Board/Committee Members of the Great Valley Chamber***; as well as their immediate family members* and members of their household**
• Faculty and Contractors of Immaculata University who work in, or are supervised from Immaculata, PA; as well as their immediate family members*and members of their household**
• Employees of Neuronetics, Inc. of Malvern, PA; as well as their immediate family members* and members of their household**
• Spouses of persons who died while within the field of membership of this credit union

NCUA Insured Yes / Federally Chartered
Charter Number # # 3738
Date Established 1940
Assets $249.91 million
Loans $169.65 million
Deposits $220.75 million
Capital $29.65 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work, regularly conduct business in, or attend school within Chester County, Pennsylvania and to immediate family of existing members.

Deposit Rates - May 23, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - May 23, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BENCHMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
6.002% 5.875% 0.88 $3,438 $1,479 Learn More
CHASE
NMLS ID: 399798
5.432% 5.375% 0.63 $1,578 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to BENCHMARK
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Benchmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Benchmark Locations



Climate Initiatives

BENCHMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Benchmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Benchmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Benchmark U.S. Average
1.88% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Benchmark had $574,715 in non-current loans and $8,100 in owned assets. To cover these potential losses it had $29,645,204 in net worth and $1,344,191 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
Benchmark U.S. Average
11.86% 12.36%

Benchmark FCU has a net worth of 11.86% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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