2021 Overview
General Credit Union Information
Bergen Division is an NCUA insured institution located in Toms River, NJ. It was founded in 1962 and has approximately $13.26 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 15139 |
| Date Established | 1962 |
| Assets | $13.26 million |
| Loans | $4.05 million |
| Deposits | $11.30 million |
| Capital | $1.96 million |
Deposit Rates - January 23, 2021
Your Current Location: Virginia, VA 20146
We do not yet have rates for Bergen Division
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Loan Rates - January 23, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for BERGEN DIVISION
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
|
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.562% | 2.500% | 0.75 | $2,030 | $988 | Learn More |
NMLS ID: 1168 |
2.670% | 2.625% | 0.63 | $1,480 | $1,005 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to BERGEN DIVISION
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Branches
Below are Bergen Division branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Bergen Division Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bergen Division. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Bergen Division | U.S. Average |
|---|---|
| 1.12% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Bergen Division had $22,799 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,959,705 in net worth and $83,704 in loans loss reserves. That gives it a Texas Ratio of 1.12%.
Net Worth
| Bergen Division | U.S. Average |
|---|---|
| 14.77% | 12.91% |
Bergen Division FCU has a net worth of 14.77% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Bergen Division
Branches and Savings
What is Bergen Division?
A credit union, registered with the NCUA under certificate #15139.
Learn more about credit unions here.
Is Bergen Division FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Bergen Division?
Please see Field of Membership information above for information on who is eligible to join.
How big is Bergen Division?
Bergen Division has total capital of $1.96 million. Full information on Bergen Division's financial position is located above.
Who owns Bergen Division?
Credit Unions are owned by their members.
Where are Bergen Division branches located?
See branch locations nearby.
Are Bergen Division ATMs Open 24/7?
Do Bergen Division ATMs accept cash deposits?
Can Bergen Division customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Bergen Division have a mobile app?
Does Bergen Division have mobile deposit?
Does Bergen Division have quick pay?
How can Bergen Division transfer money to other banks or credit unions?
Does Bergen Division report to credit bureaus?
Does Bergen Division use Chexsystems?
Does Bergen Division use Equifax?
What is Bergen Division's toll free phone number?
What is Bergen Division's ACH Routing Number?
What is Bergen Division's SWIFT code?
Where can I find Bergen Division's wire transfer form?
What is the Bergen Division address for deposits?
What Products Does Bergen Division Offer
Does Bergen Division offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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