Berkeley Community Federal Credit Union
Headquarters
Po Box 206
Moncks Corner, SC 29461
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2024 Overview
General Credit Union Information
Berkeley Community is an NCUA insured institution located in Moncks Corner, SC. It was founded in 1960 and has approximately $15.96 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13472 |
| Date Established | 1960 |
| Assets | $15.96 million |
| Loans | $6.01 million |
| Deposits | $13.47 million |
| Capital | $2.26 million |
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Berkeley Community
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Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Berkeley Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 3029 |
7.008% | 6.875% | 0.88 | $4,492 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Berkeley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
BERKELEY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Berkeley Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Berkeley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Berkeley Community | U.S. Average |
|---|---|
| 5.81% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Berkeley Community had $122,253 in non-current loans and $13,922 in owned assets. To cover these potential losses it had $2,260,036 in net worth and $83,913 in loans loss reserves. That gives it a Texas Ratio of 5.81%.
Net Worth
| Berkeley Community | U.S. Average |
|---|---|
| 14.16% | 13.62% |
Berkeley Community FCU has a net worth of 14.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Berkeley Community
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