Berkeley Community


Po Box 206
Moncks Corner, SC 29461
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Berkeley Community is an NCUA insured institution located in Moncks Corner, SC. It was founded in 1960 and has approximately $14.66 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13472
Date Established 1960
Assets $14.66 million
Loans $4.48 million
Deposits $12.57 million
Capital $2.01 million

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Berkeley Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Berkeley Community

Note to Berkeley Community
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BERKELEY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.450% 2.375% 1.00 $2,500 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Berkeley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Berkeley Community Locations

Financial Details

Berkeley Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Berkeley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Berkeley Community U.S. Average
6.77% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Berkeley Community had $86,542 in non-current loans and $54,200 in owned assets. To cover these potential losses it had $2,009,684 in net worth and $70,402 in loans loss reserves. That gives it a Texas Ratio of 6.77%.

Net Worth
Berkeley Community U.S. Average
13.71% 12.67%

Berkeley Community FCU has a net worth of 13.71% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Berkeley Community

Branches and Savings

What is Berkeley Community?

A federal credit union, registered with the NCUA under certificate #13472.
Learn more about credit unions here.

Is Berkeley Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Berkeley Community is insured by the NCUA.

Who can join Berkeley Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Berkeley Community's share account and share certificate rates?

Berkeley Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Berkeley Community?

Berkeley Community has total capital of $2.01 million. Full information on Berkeley Community's financial position is located above.

Who owns Berkeley Community?

Credit Unions are owned by their members.

Where are Berkeley Community branches located?

See branch locations nearby.

Are Berkeley Community ATMs Open 24/7?

Do Berkeley Community ATMs accept cash deposits?

Can Berkeley Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Berkeley Community have a mobile app?

Does Berkeley Community have mobile deposit?

Does Berkeley Community have quick pay?

How can Berkeley Community transfer money to other banks or credit unions?

Does Berkeley Community report to credit bureaus?

Does Berkeley Community use Chexsystems?

Does Berkeley Community use Equifax?

What is Berkeley Community's toll free phone number?

What is Berkeley Community's ACH Routing Number?

What is Berkeley Community's SWIFT code?

Where can I find Berkeley Community's wire transfer form?

What is the Berkeley Community address for deposits?

What Products Does Berkeley Community Offer

Does Berkeley Community offer mortgages?

Compare mortgage rates here.

Does Berkeley Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Berkeley Community offer auto and RV loans?

Compare auto loan rates here.

Does Berkeley Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Berkeley Community

There are currently no comments for Berkeley Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →