Berkeley Community Federal Credit Union

Headquarters

Po Box 206
Moncks Corner, SC 29461
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Berkeley Community is an NCUA insured institution located in Moncks Corner, SC. It was founded in 1960 and has approximately $16.88 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13472
Date Established 1960
Assets $16.88 million
Loans $4.87 million
Deposits $13.62 million
Capital $3.18 million
 

Deposit Rates - October 3, 2026

Your Current Location: Oklahoma, OK

We do not yet have rates for Berkeley Community

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Loan Rates - October 3, 2026

Your Current Location: Oklahoma, OK

There are currently no loan rates available for Berkeley Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Oklahoma 30 Year Fixed Mortgage Rates 2026

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Featured - Oklahoma Home Equity Line Of Credit Rates 2026

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Branches

Below are Berkeley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Oklahoma City,Oklahoma


Berkeley Community Locations




Climate Policy and Initiatives

BERKELEY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Berkeley Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Berkeley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Berkeley Community U.S. Average
11.14% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Berkeley Community had $356,481 in non-current loans and $6,768 in owned assets. To cover these potential losses it had $3,178,226 in net worth and $83,913 in loans loss reserves. That gives it a Texas Ratio of 11.14%.

Net Worth
Berkeley Community U.S. Average
18.83% 14.48%

Berkeley Community FCU has a net worth of 18.83% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Berkeley Community

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