Bethlehem 1st Federal Credit Union

Headquarters

2317 Easton Ave
Bethlehem, PA 18017
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Bethlehem 1st is an NCUA insured institution located in Bethlehem, PA. It was founded in 1935 and has approximately $72.5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 716
Date Established 1935
Assets $72.50 million
Loans $25.31 million
Deposits $63.66 million
Capital $8.89 million
 

Field of Membership Restrictions

Membership is open to employees or members of select municipalities, schools and organizations.

Deposit Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Bethlehem 1st

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Bethlehem 1st

Note to Bethlehem 1st
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Bethlehem 1st

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to Bethlehem 1st
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Bethlehem 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Bethlehem 1st Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Office

2008.76 A View Lobby Hours

Records

2008.76 B View Lobby Hours


Climate Policy and Initiatives

BETHLEHEM 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account

Financial Details

Bethlehem 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bethlehem 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bethlehem 1st U.S. Average
4.28% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Bethlehem 1st had $91,414 in non-current loans and $290,563 in owned assets. To cover these potential losses it had $8,894,386 in net worth and $20,118 in loans loss reserves. That gives it a Texas Ratio of 4.28%.

Net Worth
Bethlehem 1st U.S. Average
12.27% 14.48%

Bethlehem 1st FCU has a net worth of 12.27% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Bethlehem 1st

There are currently no comments for BETHLEHEM 1ST. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account