Bethlehem 1st Federal Credit Union


2317 Easton Ave
Bethlehem, PA 18017
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bethlehem 1st is an NCUA insured institution located in Bethlehem, PA. It was founded in 1935 and has approximately $68.78 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 716
Date Established 1935
Assets $68.78 million
Loans $16.76 million
Deposits $62.37 million
Capital $6.50 million

Field of Membership Restrictions

Membership is open to employees or members of select municipalities, schools and organizations.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BETHLEHEM 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.736% 3.625% 0.88 $3,438 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Bethlehem 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bethlehem 1st Locations

Climate Initiatives

BETHLEHEM 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Bethlehem 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bethlehem 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bethlehem 1st U.S. Average
9.23% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Bethlehem 1st had $315,639 in non-current loans and $290,563 in owned assets. To cover these potential losses it had $6,495,353 in net worth and $70,576 in loans loss reserves. That gives it a Texas Ratio of 9.23%.

Net Worth
Bethlehem 1st U.S. Average
9.44% 12.22%

Bethlehem 1st FCU has a net worth of 9.44% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bethlehem 1st

Branches and Savings

What is Bethlehem 1st?

A federal credit union, registered with the NCUA under certificate #716.
Learn more about credit unions here.

Is Bethlehem 1st FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Bethlehem 1st is insured by the NCUA.

Who can join Bethlehem 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Bethlehem 1st's share account and share certificate rates?

Bethlehem 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bethlehem 1st?

Bethlehem 1st has total capital of $6.50 million. Full information on Bethlehem 1st's financial position is located above.

Who owns Bethlehem 1st?

Credit Unions are owned by their members.

Where are Bethlehem 1st branches located?

See branch locations nearby.

Are Bethlehem 1st ATMs Open 24/7?

Do Bethlehem 1st ATMs accept cash deposits?

Can Bethlehem 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bethlehem 1st have a mobile app?

Does Bethlehem 1st have mobile deposit?

Does Bethlehem 1st have quick pay?

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Does Bethlehem 1st report to credit bureaus?

Does Bethlehem 1st use Chexsystems?

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What is Bethlehem 1st's ACH Routing Number?

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What Products Does Bethlehem 1st Offer

Does Bethlehem 1st offer mortgages?

Compare mortgage rates here.

Does Bethlehem 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bethlehem 1st offer auto and RV loans?

Compare auto loan rates here.

Does Bethlehem 1st offer student loans or personal loans?

Compare personal loan rates here.

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