21511 VAN DYKE
Warren, MI 48089
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Bi-county Ptc is an NCUA insured institution located in Warren, MI. It was founded in 1947 and has approximately $8.45 millions in assets.

NCUA Insured Yes
Charter Number # # 5441
Date Established 1947
Assets $8.45 million
Loans $5.02 million
Deposits $7.74 million
Capital $0.68 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Bi-county Ptc

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BI-COUNTY PTC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Bi-county Ptc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Bi-county Ptc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bi-county Ptc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bi-county Ptc U.S. Average
2.86% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Bi-county Ptc had $22,663 in non-current loans and $0 in owned assets. To cover these potential losses it had $683,363 in net worth and $107,963 in loans loss reserves. That gives it a Texas Ratio of 2.86%.

Net Worth
Bi-county Ptc U.S. Average
8.08% 13.61%

Bi-county Ptc FCU has a net worth of 8.08% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bi-county Ptc

Branches and Savings

What is Bi-county Ptc?

A federal credit union, registered with the NCUA under certificate #5441.
Learn more about credit unions here.

Is Bi-county Ptc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bi-county Ptc?

Please see Field of Membership information above for information on who is eligible to join.

What are Bi-county Ptc's share account and share certificate rates?

Bi-county Ptc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bi-county Ptc?

Bi-county Ptc has total capital of $0.68 million. Full information on Bi-county Ptc's financial position is located above.

Who owns Bi-county Ptc?

Credit Unions are owned by their members.

Where are Bi-county Ptc branches located?

See branch locations nearby.

Are Bi-county Ptc ATMs Open 24/7?

Do Bi-county Ptc ATMs accept cash deposits?

Can Bi-county Ptc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bi-county Ptc have a mobile app?

Does Bi-county Ptc have mobile deposit?

Does Bi-county Ptc have quick pay?

How can Bi-county Ptc transfer money to other banks or credit unions?

Does Bi-county Ptc report to credit bureaus?

Does Bi-county Ptc use Chexsystems?

Does Bi-county Ptc use Equifax?

What is Bi-county Ptc's toll free phone number?

What is Bi-county Ptc's ACH Routing Number?

What is Bi-county Ptc's SWIFT code?

Where can I find Bi-county Ptc's wire transfer form?

What is the Bi-county Ptc address for deposits?

What Products Does Bi-county Ptc Offer

Does Bi-county Ptc offer mortgages?

Compare mortgage rates here.

Does Bi-county Ptc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bi-county Ptc offer auto and RV loans?

Compare auto loan rates here.

Does Bi-county Ptc offer student loans or personal loans?

Compare personal loan rates here.

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