Po Box 1779
Billings, MT 59103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.75% →
2-Year CD 0.45% 0.80% →
5-Year CD 0.65% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Billings is an NCUA insured institution located in Billings, MT. It was founded in 1935 and has approximately $187.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 887
Date Established 1935
Assets $187.75 million
Loans $142.74 million
Deposits $154.38 million
Capital $21.23 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Yellowstone, Big Horn or Carbon County in Montana. Membership is also open to family of current members.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.45% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BILLINGS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.763% 2.690% 1.00 $2,368 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Billings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Billings Locations

Climate Initiatives

BILLINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Billings Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Billings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Billings U.S. Average
3.35% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Billings had $726,262 in non-current loans and $12,989 in owned assets. To cover these potential losses it had $21,233,558 in net worth and $846,679 in loans loss reserves. That gives it a Texas Ratio of 3.35%.

Net Worth
Billings U.S. Average
11.3% 12.22%

Billings FCU has a net worth of 11.3% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Billings

Branches and Savings

What is Billings?

A federal credit union, registered with the NCUA under certificate #887.
Learn more about credit unions here.

Is Billings FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Billings is insured by the NCUA.

Who can join Billings?

Please see Field of Membership information above for information on who is eligible to join.

What are Billings's share account and share certificate rates?

Billings's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Billings?

Billings has total capital of $21.23 million. Full information on Billings's financial position is located above.

Who owns Billings?

Credit Unions are owned by their members.

Where are Billings branches located?

See branch locations nearby.

Are Billings ATMs Open 24/7?

Do Billings ATMs accept cash deposits?

Can Billings customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Billings have a mobile app?

Does Billings have mobile deposit?

Does Billings have quick pay?

How can Billings transfer money to other banks or credit unions?

Does Billings report to credit bureaus?

Does Billings use Chexsystems?

Does Billings use Equifax?

What is Billings's toll free phone number?

What is Billings's ACH Routing Number?

What is Billings's SWIFT code?

Where can I find Billings's wire transfer form?

What is the Billings address for deposits?

What Products Does Billings Offer

Does Billings offer mortgages?

Compare mortgage rates here.

Does Billings offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Billings offer auto and RV loans?

Compare auto loan rates here.

Does Billings offer student loans or personal loans?

Compare personal loan rates here.

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