BIRMINGHAM FINANCIAL

Headquarters

1600 20th Street South Suite C
Birmingham, AL 35205
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Birmingham Financial is an NCUA insured institution located in Birmingham, AL. It was founded in 1956 and has approximately $1.35 millions in assets.

NCUA Insured Yes
Charter Number # # 11118
Date Established 1956
Assets $1.35 million
Loans $0.78 million
Deposits $1.23 million
Capital $0.10 million
 

Deposit Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Birmingham Financial

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Birmingham Financial
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Loan Rates - January 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BIRMINGHAM FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BIRMINGHAM FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Birmingham Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Birmingham Financial Locations


Financial Details

Birmingham Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Birmingham Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Birmingham Financial U.S. Average
107.61% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Birmingham Financial had $214,383 in non-current loans and $13,841 in owned assets. To cover these potential losses it had $99,137 in net worth and $112,951 in loans loss reserves. That gives it a Texas Ratio of 107.61%.

Net Worth
Birmingham Financial U.S. Average
7.36% 12.91%

Birmingham Financial FCU has a net worth of 7.36% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Birmingham Financial

Branches and Savings

What is Birmingham Financial?

A federal credit union, registered with the NCUA under certificate #11118.
Learn more about credit unions here.

Is Birmingham Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Birmingham Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Birmingham Financial's share account and share certificate rates?

Birmingham Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Birmingham Financial?

Birmingham Financial has total capital of $0.10 million. Full information on Birmingham Financial's financial position is located above.

Who owns Birmingham Financial?

Credit Unions are owned by their members.

Where are Birmingham Financial branches located?

See branch locations nearby.

Are Birmingham Financial ATMs Open 24/7?

Do Birmingham Financial ATMs accept cash deposits?

Can Birmingham Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Birmingham Financial have a mobile app?

Does Birmingham Financial have mobile deposit?

Does Birmingham Financial have quick pay?

How can Birmingham Financial transfer money to other banks or credit unions?

Does Birmingham Financial report to credit bureaus?

Does Birmingham Financial use Chexsystems?

Does Birmingham Financial use Equifax?

What is Birmingham Financial's toll free phone number?

What is Birmingham Financial's ACH Routing Number?

What is Birmingham Financial's SWIFT code?

Where can I find Birmingham Financial's wire transfer form?

What is the Birmingham Financial address for deposits?

What Products Does Birmingham Financial Offer

Does Birmingham Financial offer mortgages?

Compare mortgage rates here.

Does Birmingham Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Birmingham Financial offer auto and RV loans?

Compare auto loan rates here.

Does Birmingham Financial offer student loans or personal loans?

Compare personal loan rates here.

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