Blue Flame Credit Union

Headquarters

2000 Continental Blvd.
Charlotte, NC 28273
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Blue Flame is an NCUA insured institution located in Charlotte, NC. It was founded in 1954 and has approximately $30.58 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 63519
Date Established 1954
Assets $30.58 million
Loans $23.71 million
Deposits $26.77 million
Capital $3.44 million
 

Field of Membership Restrictions

Blue Flame CU is open to the employees, retirees, and family members of people employed with Piedmont Natural Gas and Heritage Propane/Amerigas.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

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Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Blue Flame

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Blue Flame branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Blue Flame Locations around zip code 85001


BranchDistance Map View Lobby Hours

Charlotte Branch Office

1482.54 A View Lobby Hours

Charlotte

1657.50 B View Lobby Hours


Climate Policy and Initiatives

BLUE FLAME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Blue Flame Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blue Flame. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blue Flame U.S. Average
7.17% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Blue Flame had $190,709 in non-current loans and $57,000 in owned assets. To cover these potential losses it had $3,443,402 in net worth and $9,740 in loans loss reserves. That gives it a Texas Ratio of 7.17%.

Net Worth
Blue Flame U.S. Average
11.26% 14.48%

Blue Flame FCU has a net worth of 11.26% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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