Blupeak Credit Union

Headquarters

10120 Pacific Heights Blvd Ste 100
San Diego, CA 92121
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.75% 4.15% →
1-Year CD 2.75% 4.59% →
2-Year CD 2.00% 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Blupeak is an NCUA insured institution located in San Diego, CA. It was founded in 1936 and has approximately $1133.26 millions in assets.

Who can join?

You are eligible for USE Credit Union membership if you fall within one of the following groups at the time you join the credit union:

You live, work, or worship in the California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo

Employees of the State of California, including all administrative offices of the State

Employees, students or Alumni of the University of California and California University system

Retired employees of the State of California or University of California System

Employees and/or members of a Select Employee Group (SEG)

Immediate family members and cohabitants of USE Credit Union members

NCUA Insured Yes / State-Chartered
Charter Number # # 60801
Date Established 1936
Assets $1,133.26 million
Loans $745.39 million
Deposits $1,037.56 million
Capital $105.00 million
 

Field of Membership Restrictions

Membership in USE Credit Union is open to the following: (1) those who live, work, or worship in Alameda, Sacramento, San Diego, Santa Clara, or Yolo Counties in California; (2) employees or retirees of the State of California; (3) employees, retirees, students or Alumni of the University of California and California State University system.

Deposit Rates - September 19, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $1,000 $9,999 Learn More
SAV
0.35% $10,000 $24,999 Learn More
SAV
0.45% $25,000 $49,999 Learn More
BluRIPPLE Savings
0.55% $50,000 $999,999 Learn More
BluRIPPLE Savings
0.65% $100,000 $249,999 Learn More
BluRIPPLE Savings
0.75% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.50% $500 - Learn More
12 Mo CD
2.75% $500 - Learn More
18 Month
2.00% $500 - Learn More
24 Mo CD
2.00% $500 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.00% $0 - Learn MoreShow Less

Loan Rates - September 19, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Blupeak

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - New York Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Blupeak
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Branches

Below are Blupeak branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York



Climate Policy and Initiatives

BLUPEAK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Blupeak Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blupeak. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blupeak U.S. Average
13.15% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Blupeak had $4,753,060 in non-current loans and $9,676,692 in owned assets. To cover these potential losses it had $104,996,328 in net worth and $4,766,147 in loans loss reserves. That gives it a Texas Ratio of 13.15%.

Net Worth
Blupeak U.S. Average
9.27% 14.48%

Blupeak FCU has a net worth of 9.27% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Blupeak

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