BORDER

PO BOX 420728
Del Rio, TX 78842

Notable Rates APY Vs.Others
Savings 0.15% 2.30% →
1-Year CD 1.40% 2.25% →
2-Year CD 1.60% 2.50% →
5-Year CD 2.25% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Border is an NCUA insured institution located in Del Rio, TX. It was founded in 1986 and has approximately $157.69 millions in assets.

NCUA Insured Yes
Charter Number # # 24304
Date Established 1986
Assets $157.69 million
Loans $99.96 million
Deposits $125.74 million
Capital $22.23 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde and Zavala Counties.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.25% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.50% $10,000 $49,999 Learn MoreShow Less
3 Mo CD
0.65% $100,000 - Learn MoreShow Less
0.55% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
0.75% $100,000 - Learn MoreShow Less
1.25% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
1.40% $100,000 - Learn MoreShow Less
1.35% $10,000 $49,999 Learn MoreShow Less
1.50% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
1.60% $100,000 - Learn MoreShow Less
1.60% $10,000 $49,999 Learn MoreShow Less
1.65% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
1.75% $100,000 - Learn MoreShow Less
1.70% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.80% $100,000 - Learn MoreShow Less
2.25% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
2.25% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $5 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BORDER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to BORDER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Border branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Border Locations


Financial Details

Border Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Border. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Border U.S. Average
6.56% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Border had $1,192,269 in non-current loans and $306,902 in owned assets. To cover these potential losses it had $22,233,444 in net worth and $634,003 in loans loss reserves. That gives it a Texas Ratio of 6.56%.

Net Worth
Border U.S. Average
14.09% 13.65%

Border FCU has a net worth of 14.09% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Border

Branches and Savings

What is Border?

A federal credit union, registered with the NCUA under certificate #24304.
Learn more about credit unions here.

Is Border FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Border?

Please see Field of Membership information above for information on who is eligible to join.

What are Border's share account and share certificate rates?

Border's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Border?

Border has total capital of $22.23 million. Full information on Border's financial position is located above.

Who owns Border?

Credit Unions are owned by their members.

Where are Border branches located?

See branch locations nearby.

Are Border ATMs Open 24/7?

Do Border ATMs accept cash deposits?

Can Border customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Border have a mobile app?

Does Border have mobile deposit?

Does Border have quick pay?

How can Border transfer money to other banks or credit unions?

Does Border report to credit bureaus?

Does Border use Chexsystems?

Does Border use Equifax?

What is Border's toll free phone number?

What is Border's ACH Routing Number?

What is Border's SWIFT code?

Where can I find Border's wire transfer form?

What is the Border address for deposits?

What Products Does Border Offer

Does Border offer mortgages?

Compare mortgage rates here.

Does Border offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Border offer auto and RV loans?

Compare auto loan rates here.

Does Border offer student loans or personal loans?

Compare personal loan rates here.

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