Boyds

Headquarters

P.o. Box 75
Boyds, MD 20841
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Boyds is an NCUA insured institution located in Boyds, MD. It was founded in 1962 and has approximately $1.48 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14876
Date Established 1962
Assets $1.48 million
Loans $0.31 million
Deposits $1.25 million
Capital $0.23 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Boyds

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Note to Boyds
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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BOYDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to BOYDS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Boyds branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Boyds Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Boyds. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Boyds U.S. Average
2.42% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Boyds had $5,648 in non-current loans and $0 in owned assets. To cover these potential losses it had $229,551 in net worth and $3,753 in loans loss reserves. That gives it a Texas Ratio of 2.42%.

Net Worth
Boyds U.S. Average
15.51% 12.67%

Boyds FCU has a net worth of 15.51% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Boyds

Branches and Savings

What is Boyds?

A federal credit union, registered with the NCUA under certificate #14876.
Learn more about credit unions here.

Is Boyds FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Boyds is insured by the NCUA.

Who can join Boyds?

Please see Field of Membership information above for information on who is eligible to join.

What are Boyds's share account and share certificate rates?

Boyds's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Boyds?

Boyds has total capital of $0.23 million. Full information on Boyds's financial position is located above.

Who owns Boyds?

Credit Unions are owned by their members.

Where are Boyds branches located?

See branch locations nearby.

Are Boyds ATMs Open 24/7?

Do Boyds ATMs accept cash deposits?

Can Boyds customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Boyds have a mobile app?

Does Boyds have mobile deposit?

Does Boyds have quick pay?

How can Boyds transfer money to other banks or credit unions?

Does Boyds report to credit bureaus?

Does Boyds use Chexsystems?

Does Boyds use Equifax?

What is Boyds's toll free phone number?

What is Boyds's ACH Routing Number?

What is Boyds's SWIFT code?

Where can I find Boyds's wire transfer form?

What is the Boyds address for deposits?

What Products Does Boyds Offer

Does Boyds offer mortgages?

Compare mortgage rates here.

Does Boyds offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Boyds offer auto and RV loans?

Compare auto loan rates here.

Does Boyds offer student loans or personal loans?

Compare personal loan rates here.

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