Bright Hope


1200 Cecil B Moore Ave
Philadelphia, PA 19122
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Bright Hope is an NCUA insured institution located in Philadelphia, PA. It was founded in 1958 and has approximately $0.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12447
Date Established 1958
Assets $0.36 million
Loans $0.25 million
Deposits $0.30 million
Capital $0.06 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Bright Hope

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BRIGHT HOPE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Bright Hope branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bright Hope Locations

Financial Details

Bright Hope Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bright Hope. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bright Hope U.S. Average
11.43% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Bright Hope had $8,064 in non-current loans and $0 in owned assets. To cover these potential losses it had $59,225 in net worth and $11,313 in loans loss reserves. That gives it a Texas Ratio of 11.43%.

Net Worth
Bright Hope U.S. Average
13.06% 12.67%

Bright Hope FCU has a net worth of 13.06% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Bright Hope

Branches and Savings

What is Bright Hope?

A federal credit union, registered with the NCUA under certificate #12447.
Learn more about credit unions here.

Is Bright Hope FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Bright Hope is insured by the NCUA.

Who can join Bright Hope?

Please see Field of Membership information above for information on who is eligible to join.

What are Bright Hope's share account and share certificate rates?

Bright Hope's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bright Hope?

Bright Hope has total capital of $0.06 million. Full information on Bright Hope's financial position is located above.

Who owns Bright Hope?

Credit Unions are owned by their members.

Where are Bright Hope branches located?

See branch locations nearby.

Are Bright Hope ATMs Open 24/7?

Do Bright Hope ATMs accept cash deposits?

Can Bright Hope customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bright Hope have a mobile app?

Does Bright Hope have mobile deposit?

Does Bright Hope have quick pay?

How can Bright Hope transfer money to other banks or credit unions?

Does Bright Hope report to credit bureaus?

Does Bright Hope use Chexsystems?

Does Bright Hope use Equifax?

What is Bright Hope's toll free phone number?

What is Bright Hope's ACH Routing Number?

What is Bright Hope's SWIFT code?

Where can I find Bright Hope's wire transfer form?

What is the Bright Hope address for deposits?

What Products Does Bright Hope Offer

Does Bright Hope offer mortgages?

Compare mortgage rates here.

Does Bright Hope offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bright Hope offer auto and RV loans?

Compare auto loan rates here.

Does Bright Hope offer student loans or personal loans?

Compare personal loan rates here.

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