Brightstar Credit Union
Headquarters
Po Box 8966
Fort Lauderdale, FL 33310
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2024 Overview
General Credit Union Information
Brightstar is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1946 and has approximately $830.73 millions in assets.
Who can join?
Anyone* who lives, works or goes to school in Broward OR Palm Beach Counties, Florida.
Anyone* associated with any educational institution in Broward County.
Family members of anyone eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.
Services are also provided to local Partner Organizations, which offer BrightStar CU as a benefit to their employees.
*individuals or organizations
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67347 |
| Date Established | 1946 |
| Assets | $830.73 million |
| Loans | $659.00 million |
| Deposits | $725.64 million |
| Capital | $77.10 million |
Field of Membership Restrictions
Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.02% | $0 | - |
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|
|
Money Market
|
0.25% | $2,500 | $9,999 |
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|
|
Money Market
|
0.30% | $10,000 | $49,999 |
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|
|
Money Market
|
0.45% | $50,000 | $94,999 |
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|
|
Money Market
|
0.75% | $95,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.50% | $500 | - |
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|
| 12 Mo CD
|
3.50% | $500 | - |
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|
| 13 Mo CD
|
5.25% | $500 | - |
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|
| 24 Mo CD
|
3.95% | $500 | - |
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|
| 36 Mo CD
|
3.95% | $500 | - |
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|
| 48 Mo CD
|
4.05% | $500 | - |
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|
| 60 Mo CD
|
4.15% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.05% | $0 | $2,499 | Learn More |
| Individual Retirement
|
0.05% | $2,500 | $9,999 | Learn More |
| Individual Retirement
|
0.10% | $10,000 | $49,999 | Learn More |
| Individual Retirement
|
0.15% | $50,000 | $94,999 | Learn More |
| Individual Retirement
|
0.20% | $95,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | - | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Brightstar
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Brightstar
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Branches
Below are Brightstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
BRIGHTSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Brightstar Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Brightstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Brightstar | U.S. Average |
|---|---|
| 5.87% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Brightstar had $4,587,146 in non-current loans and $153,188 in owned assets. To cover these potential losses it had $77,103,571 in net worth and $3,627,818 in loans loss reserves. That gives it a Texas Ratio of 5.87%.
Net Worth
| Brightstar | U.S. Average |
|---|---|
| 9.24% | 13.62% |
Brightstar FCU has a net worth of 9.24% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Brightstar
Rodriguez
June 22, 2023 |
BrightStar is great with members. The CD rate for 13 months is 4.75%!
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