WRIGHT-PATT CREDIT UNION, INC.

3560 PENTAGON BLVD
Beavercreek, OH 45431

Phone: 1-937-912-7000

Notable Rates APY Vs.Others
Savings 0.15% 2.60% →
1-Year CD 1.81% 2.30% →
2-Year CD 2.02% 2.50% →
5-Year CD 2.38% 2.80% →
30-Year Mortgage 4.03% 3.31% →
15-Year Mortgage 4.00% 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Wright-patt Credit Union, Inc. is an NCUA insured institution located in Beavercreek, OH. It was founded in 1932 and has approximately $4848.67 millions in assets.

Who can join?

Most residents of the Miami Valley are eligible for the great benefits of membership at Wright-Patt. If you meet one of the descriptions below, call or stop by today to begin enjoying the many ways it pays to belong at Wright-Patt Credit Union!

Wright-Patt Credit Union proudly serves:

Individuals who live, work, worship or attend school in Montgomery, Greene, Warren, Miami, Clark, Clinton, Champaign, or Hamilton counties in Ohio.

Military and civilian employees of Wright-Patterson Air Force Base.

Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.

Retired United States Government military and civilian personnel.

Government employees residing near WPAFB who do not have credit union facilities at their places of employment.

Wright State University students, faculty, staff, and Alumni Association members.

Select groups made up of people associated through employment, geographic location, or other organizational affiliation.
List of select groups ( http://www.wpcu.coop/Index/OpenAccountsLoans/BecomeAMember/SelectEmployerGroup.aspx )

Spouses, children, and certain other relatives of those eligible for WPCU membership.

NCUA Insured Yes
Charter Number # # 66328
Date Established 1932
Assets $4,848.67 million
Loans $3,456.77 million
Deposits $4,025.86 million
Capital $548.21 million
 

Field of Membership Restrictions

Wright-Patt Credit Union serves: Individuals who live, work, worship or attend school in Montgomery, Greene, Butler, Champaign, Clark, Clinton, Franklin, Hamilton, Miami, or Warren counties in Ohio. Military and civilian employees of Wright-Patterson Air Force Base. Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available. Retired United States Government military and civilian personnel. Government employees residing near WPAFB who do not have credit union facilities at their places of employment. Wright State University students, faculty, staff, and Alumni Association members. Select groups made up of people associated through employment, geographic location, or other organizational affiliation. Spouses, children, and certain other relatives of current for WPCU members.

Deposit Rates - November 16, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.31% $2,500 $9,999 Learn MoreShow Less
Money Market
1.41% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.71% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.61% $500 $99,999 Learn MoreShow Less
6 Mo CD
1.71% $100,000 - Learn MoreShow Less
1.71% $500 $99,999 Learn MoreShow Less
12 Mo CD
1.81% $100,000 - Learn MoreShow Less
1.81% $500 $99,999 Learn MoreShow Less
1.92% $100,000 $9,999,999 Learn MoreShow Less
1.92% $500 $99,999 Learn MoreShow Less
24 Mo CD
2.02% $100,000 - Learn MoreShow Less
1.92% $500 $99,999 Learn MoreShow Less
2.02% $100,000 $9,999,999 Learn MoreShow Less
2.02% $500 $99,999 Learn MoreShow Less
2.12% $100,000 $9,999,999 Learn MoreShow Less
2.12% $500 $99,999 Learn MoreShow Less
2.22% $100,000 $9,999,999 Learn MoreShow Less
2.27% $500 $99,999 Learn MoreShow Less
2.38% $100,000 $9,999,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.61% $100 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $1 $9,999 Learn MoreShow Less

Loan Rates - November 16, 2019

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.79% 3.79% $735.77
4 Year 3.79% 3.79% $562.13
5 Year 3.79% 3.79% $458.05
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Wright-patt Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wright-patt Credit Union, Inc. Locations


Financial Details

Wright-patt Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wright-patt Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wright-patt Credit Union, Inc. U.S. Average
5.55% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Wright-patt Credit Union, Inc. had $28,583,186 in non-current loans and $3,396,389 in owned assets. To cover these potential losses it had $548,210,281 in net worth and $28,129,915 in loans loss reserves. That gives it a Texas Ratio of 5.55%.

Net Worth
Wright-patt Credit Union, Inc. U.S. Average
11.3% 13.65%

Wright-patt Credit Union, Inc. FCU has a net worth of 11.3% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wright-patt Credit Union, Inc.

Branches and Savings

What is Wright-patt Credit Union, Inc.?

A federal credit union, registered with the NCUA under certificate #66328.
Learn more about credit unions here.

Is Wright-patt Credit Union, Inc. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wright-patt Credit Union, Inc.?

Please see Field of Membership information above for information on who is eligible to join.

What are Wright-patt Credit Union, Inc.'s share account and share certificate rates?

Wright-patt Credit Union, Inc.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wright-patt Credit Union, Inc.?

Wright-patt Credit Union, Inc. has total capital of $548.21 million. Full information on Wright-patt Credit Union, Inc.'s financial position is located above.

Who owns Wright-patt Credit Union, Inc.?

Credit Unions are owned by their members.

Where are Wright-patt Credit Union, Inc. branches located?

See branch locations nearby.

Are Wright-patt Credit Union, Inc. ATMs Open 24/7?

Do Wright-patt Credit Union, Inc. ATMs accept cash deposits?

Can Wright-patt Credit Union, Inc. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wright-patt Credit Union, Inc. have a mobile app?

Does Wright-patt Credit Union, Inc. have mobile deposit?

Does Wright-patt Credit Union, Inc. have quick pay?

How can Wright-patt Credit Union, Inc. transfer money to other banks or credit unions?

Does Wright-patt Credit Union, Inc. report to credit bureaus?

Does Wright-patt Credit Union, Inc. use Chexsystems?

Does Wright-patt Credit Union, Inc. use Equifax?

What is Wright-patt Credit Union, Inc.'s toll free phone number?

What is Wright-patt Credit Union, Inc.'s ACH Routing Number?

What is Wright-patt Credit Union, Inc.'s SWIFT code?

Where can I find Wright-patt Credit Union, Inc.'s wire transfer form?

What is the Wright-patt Credit Union, Inc. address for deposits?

What Products Does Wright-patt Credit Union, Inc. Offer

Does Wright-patt Credit Union, Inc. offer mortgages?

Compare mortgage rates here.

Does Wright-patt Credit Union, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wright-patt Credit Union, Inc. offer auto and RV loans?

Compare auto loan rates here.

Does Wright-patt Credit Union, Inc. offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Wright-patt Credit Union, Inc.

There are currently no comments for Wright-patt Credit Union, Inc.. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →