Wright-patt Credit Union, Inc.

Headquarters

3560 Pentagon Blvd
Beavercreek, OH 45431
See all branch locations →

Phone 1-937-912-7000

Notable Rates APY Vs.Others
Savings 0.15% 1.65% →
1-Year CD 1.00% 2.02% →
2-Year CD 1.11% 2.87% →
5-Year CD 1.26% 3.50% →
30-Year Mortgage 7.66% 6.31% →
15-Year Mortgage 7.37% 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Wright-patt Credit Union, Inc. is an NCUA insured institution located in Beavercreek, OH. It was founded in 1932 and has approximately $7134.32 millions in assets.

Who can join?

Most residents of the Miami Valley are eligible for the great benefits of membership at Wright-Patt. If you meet one of the descriptions below, call or stop by today to begin enjoying the many ways it pays to belong at Wright-Patt Credit Union!

Wright-Patt Credit Union proudly serves:

Individuals who live, work, worship or attend school in Montgomery, Greene, Warren, Miami, Clark, Clinton, Champaign, or Hamilton counties in Ohio.

Military and civilian employees of Wright-Patterson Air Force Base.

Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.

Retired United States Government military and civilian personnel.

Government employees residing near WPAFB who do not have credit union facilities at their places of employment.

Wright State University students, faculty, staff, and Alumni Association members.

Select groups made up of people associated through employment, geographic location, or other organizational affiliation.
List of select groups ( http://www.wpcu.coop/Index/OpenAccountsLoans/BecomeAMember/SelectEmployerGroup.aspx )

Spouses, children, and certain other relatives of those eligible for WPCU membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 66328
Date Established 1932
Assets $7,134.32 million
Loans $4,889.88 million
Deposits $6,057.67 million
Capital $762.34 million
 

Field of Membership Restrictions

Wright-Patt Credit Union serves: Individuals who live, work, worship or attend school in Montgomery, Greene, Butler, Champaign, Clark, Clinton, Franklin, Hamilton, Miami, or Warren counties in Ohio. Military and civilian employees of Wright-Patterson Air Force Base. Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available. Retired United States Government military and civilian personnel. Government employees residing near WPAFB who do not have credit union facilities at their places of employment. Wright State University students, faculty, staff, and Alumni Association members. Select groups made up of people associated through employment, geographic location, or other organizational affiliation. Spouses, children, and certain other relatives of current for WPCU members.

Deposit Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
0.95% $10,000 $14,999 Learn More
18 Mo CD
1.06% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.11% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $1 $99 Learn MoreShow Less
Int Ckg
0.04% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 30, 2022

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.19% 3.19% $729.13
4 Year 3.19% 3.19% $555.46
5 Year 3.19% 3.19% $451.33
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Wright-patt Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wright-patt Credit Union, Inc. Locations



Climate Initiatives

WRIGHT-PATT CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wright-patt Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wright-patt Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wright-patt Credit Union, Inc. U.S. Average
5.15% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Wright-patt Credit Union, Inc. had $38,760,612 in non-current loans and $2,281,871 in owned assets. To cover these potential losses it had $762,335,073 in net worth and $35,191,481 in loans loss reserves. That gives it a Texas Ratio of 5.15%.

Net Worth
Wright-patt Credit Union, Inc. U.S. Average
10.68% 12.36%

Wright-patt Credit Union, Inc. FCU has a net worth of 10.68% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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