BUFFALO & ERIE CNTY PUB LIBRARY EMP

1 lafayette sq, rm 268
Buffalo, NY 14203

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3362
Date Established 1939
Assets $1.20 million
Loans $0.13 million
Deposits $1.08 million
Capital $0.11 million

Buffalo & Erie Cnty Pub Library Emp is an NCUA insured institution located in Buffalo, NY. It was founded in 1939 and has approximately $1.2 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BUFFALO & ERIE CNTY PUB LIBRARY EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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3.654% 3.625% 0.38 $878 $1,141 Learn More
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NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.427% 3.375% 0.25 $1,637 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Branches

Below are Buffalo & Erie Cnty Pub Library Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Buffalo & Erie Cnty Pub Library Emp Locations


Financial Details

Buffalo & Erie Cnty Pub Library Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Buffalo & Erie Cnty Pub Library Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Buffalo & Erie Cnty Pub Library Emp U.S. Average
0.00% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Buffalo & Erie Cnty Pub Library Emp had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $113,204 in net worth and $5,347 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Buffalo & Erie Cnty Pub Library Emp U.S. Average
9.46% 13.47%

Buffalo & Erie Cnty Pub Library Emp FCU has a net worth of 9.46% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Buffalo & Erie Cnty Pub Library Emp

Branches and Savings

What is Buffalo & Erie Cnty Pub Library Emp?

A federal credit union, registered with the NCUA under certificate #3362.
Learn more about credit unions here.

Is Buffalo & Erie Cnty Pub Library Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Buffalo & Erie Cnty Pub Library Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Buffalo & Erie Cnty Pub Library Emp's share account and share certificate rates?

Buffalo & Erie Cnty Pub Library Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Buffalo & Erie Cnty Pub Library Emp?

Buffalo & Erie Cnty Pub Library Emp has total capital of $0.11 million. Full information on Buffalo & Erie Cnty Pub Library Emp's financial position is located above.

Who owns Buffalo & Erie Cnty Pub Library Emp?

Credit Unions are owned by their members.

Where are Buffalo & Erie Cnty Pub Library Emp branches located?

See branch locations nearby.

Are Buffalo & Erie Cnty Pub Library Emp ATMs Open 24/7?

Do Buffalo & Erie Cnty Pub Library Emp ATMs accept cash deposits?

Can Buffalo & Erie Cnty Pub Library Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Buffalo & Erie Cnty Pub Library Emp have a mobile app?

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Does Buffalo & Erie Cnty Pub Library Emp have quick pay?

How can Buffalo & Erie Cnty Pub Library Emp transfer money to other banks or credit unions?

Does Buffalo & Erie Cnty Pub Library Emp report to credit bureaus?

Does Buffalo & Erie Cnty Pub Library Emp use Chexsystems?

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What Products Does Buffalo & Erie Cnty Pub Library Emp Offer

Does Buffalo & Erie Cnty Pub Library Emp offer mortgages?

Compare mortgage rates here.

Does Buffalo & Erie Cnty Pub Library Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Buffalo & Erie Cnty Pub Library Emp offer auto and RV loans?

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Does Buffalo & Erie Cnty Pub Library Emp offer student loans or personal loans?

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