California Community Credit Union

Headquarters

8815 Folsom Blvd
Sacramento, CA 95826
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ACH 321175643

Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

California Community is an NCUA insured institution located in Sacramento, CA. It was founded in 1939 and has approximately $79.92 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68321
Date Established 1939
Assets $79.92 million
Loans $28.92 million
Deposits $69.03 million
Capital $9.95 million
 

Field of Membership Restrictions

California Community CU is open to anyone that resides, works, or attends church in these California Counties; Sacremento, Placer, and Stanislaus. Membership eligibility also expands to include employees of various companies and position that are members of the CU-affiliated workers unions and specific CU-affiliated SEG's, as well as current and retired employees of the Pacific Railroad, along with the family members of current members. The necessary contact information that is needed to verify your membership eligibility status is given on the California Community CU website.

Deposit Rates - October 1, 2026

Your Current Location: California, CA

We do not yet have rates for California Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - October 1, 2026

Your Current Location: California, CA

There are currently no loan rates available for California Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2026

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Featured - California Home Equity Line Of Credit Rates 2026

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Branches

Below are California Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Santa Clarita,California


California Community Locations


BranchDistance Map View Lobby Hours

Modesto

262.01 A View Lobby Hours

Elk Grove

316.03 B View Lobby Hours

Main

321.85 C View Lobby Hours

Roseville

330.14 D View Lobby Hours

Sunrise/Roseville

330.77 E View Lobby Hours

Downtown

1154.29 F View Lobby Hours


Climate Policy and Initiatives

CALIFORNIA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

California Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of California Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
California Community U.S. Average
2.93% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, California Community had $104,686 in non-current loans and $195,000 in owned assets. To cover these potential losses it had $9,954,656 in net worth and $276,265 in loans loss reserves. That gives it a Texas Ratio of 2.93%.

Net Worth
California Community U.S. Average
12.53% 14.48%

California Community FCU has a net worth of 12.53% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for California Community

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