Call

Headquarters

4605 Commerce Rd
Richmond, VA 23234
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 0.70% →
1-Year CD 0.55% 0.71% →
2-Year CD 0.70% 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Call is an NCUA insured institution located in Richmond, VA. It was founded in 1962 and has approximately $475.27 millions in assets.

Who can join?

Call Federal Credit Union membership is open to anyone who lives, works (or regularly conducts business), worships, attends school, or volunteers in the counties of Chesterfield, Hanover, Henrico or the city of Richmond.

NCUA Insured Yes
Charter Number # # 15209
Date Established 1962
Assets $475.27 million
Loans $243.46 million
Deposits $420.10 million
Capital $48.81 million
 

Field of Membership Restrictions

Membership is open to anyone who lives, works (or regularly conducts business), worships, attends school, or volunteers in the counties of Chesterfield, Hanover, Henrico or the city of Richmond.

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.35% $2,500 $4,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CALL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.665% 2.625% 0.50 $1,300 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to CALL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Call branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Call Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Call. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Call U.S. Average
2.00% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Call had $695,610 in non-current loans and $300,000 in owned assets. To cover these potential losses it had $48,808,399 in net worth and $988,048 in loans loss reserves. That gives it a Texas Ratio of 2.00%.

Net Worth
Call U.S. Average
10.26% 12.91%

Call FCU has a net worth of 10.26% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Call

Branches and Savings

What is Call?

A credit union, registered with the NCUA under certificate #15209.
Learn more about credit unions here.

Is Call FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Call?

Please see Field of Membership information above for information on who is eligible to join.

What are Call's share account and share certificate rates?

Call's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Call?

Call has total capital of $48.81 million. Full information on Call's financial position is located above.

Who owns Call?

Credit Unions are owned by their members.

Where are Call branches located?

See branch locations nearby.

Are Call ATMs Open 24/7?

Do Call ATMs accept cash deposits?

Can Call customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Call have a mobile app?

Does Call have mobile deposit?

Does Call have quick pay?

How can Call transfer money to other banks or credit unions?

Does Call report to credit bureaus?

Does Call use Chexsystems?

Does Call use Equifax?

What is Call's toll free phone number?

What is Call's ACH Routing Number?

What is Call's SWIFT code?

Where can I find Call's wire transfer form?

What is the Call address for deposits?

What Products Does Call Offer

Does Call offer mortgages?

Compare mortgage rates here.

Does Call offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Call offer auto and RV loans?

Compare auto loan rates here.

Does Call offer student loans or personal loans?

Compare personal loan rates here.

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