Canopy Federal Credit Union

Headquarters

Po Box 2519
Spokane, WA 99220
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.75% 0.85% →
2-Year CD 0.95% 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Canopy is an NCUA insured institution located in Spokane, WA. It was founded in 1956 and has approximately $198.09 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11162
Date Established 1956
Assets $198.09 million
Loans $149.37 million
Deposits $176.72 million
Capital $16.84 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in the downtown area of Spokane, Washington. Membership is also open to Federal, state, county and Spokane City Hall employees.

Deposit Rates - January 24, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 24, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CANOPY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.334% 4.250% 0.50 $2,500 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CANOPY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Canopy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Canopy Locations



Climate Initiatives

CANOPY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Canopy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Canopy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Canopy U.S. Average
3.83% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Canopy had $675,442 in non-current loans and $12,606 in owned assets. To cover these potential losses it had $16,836,707 in net worth and $1,113,018 in loans loss reserves. That gives it a Texas Ratio of 3.83%.

Net Worth
Canopy U.S. Average
8.49% 12.37%

Canopy FCU has a net worth of 8.49% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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