Phoenix, AZ 85027
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.60% →
1-Year CD 0.85% 1.55% →
2-Year CD 1.00% 1.45% →
5-Year CD 1.30% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Canyon State is an NCUA insured institution located in Phoenix, AZ. It was founded in 1951 and has approximately $184.09 millions in assets.

NCUA Insured Yes
Charter Number # # 68502
Date Established 1951
Assets $184.09 million
Loans $103.28 million
Deposits $153.08 million
Capital $18.57 million

Field of Membership Restrictions

Canyon State CU is open to the residents, people that maintain employment, and worship throughout most of Arizona State. Membership eligibility also extends to include faculty, students, and alumni members of Grand Canyon University, current, retired, and contract employees of CU-affiliated SEG's; including the Phoenix Division of Safeway INC, and Arizona State government, as well as the family members of current CU members and widows/widowers of deceased CU members, that have not remarried. A full list of qualifying SEG's and specific zip codes is provided on the Canyon State CU website for determining membership eligibility status.

Deposit Rates - May 31, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $300 - Learn More
Money Market
0.10% $1,000 $24,999 Learn More
Money Market
0.30% $25,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $500 - Learn More
12 Mo CD
0.85% $500 - Learn More
24 Mo CD
1.00% $500 - Learn More
36 Mo CD
1.10% $500 - Learn More
48 Mo CD
1.15% $500 - Learn More
60 Mo CD
1.30% $500 - Learn More
Fixed IRA
0.85% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5,000 - Learn MoreShow Less

Loan Rates - May 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CANYON STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Canyon State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Canyon State Locations

Financial Details

Canyon State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Canyon State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Canyon State U.S. Average
9.28% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Canyon State had $1,397,066 in non-current loans and $419,986 in owned assets. To cover these potential losses it had $18,571,661 in net worth and $1,000,660 in loans loss reserves. That gives it a Texas Ratio of 9.28%.

Net Worth
Canyon State U.S. Average
10.08% 13.86%

Canyon State FCU has a net worth of 10.08% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Canyon State

Branches and Savings

What is Canyon State?

A federal credit union, registered with the NCUA under certificate #68502.
Learn more about credit unions here.

Is Canyon State FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Canyon State?

Please see Field of Membership information above for information on who is eligible to join.

What are Canyon State's share account and share certificate rates?

Canyon State's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Canyon State?

Canyon State has total capital of $18.57 million. Full information on Canyon State's financial position is located above.

Who owns Canyon State?

Credit Unions are owned by their members.

Where are Canyon State branches located?

See branch locations nearby.

Are Canyon State ATMs Open 24/7?

Do Canyon State ATMs accept cash deposits?

Can Canyon State customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Canyon State have a mobile app?

Does Canyon State have mobile deposit?

Does Canyon State have quick pay?

How can Canyon State transfer money to other banks or credit unions?

Does Canyon State report to credit bureaus?

Does Canyon State use Chexsystems?

Does Canyon State use Equifax?

What is Canyon State's toll free phone number?

What is Canyon State's ACH Routing Number?

What is Canyon State's SWIFT code?

Where can I find Canyon State's wire transfer form?

What is the Canyon State address for deposits?

What Products Does Canyon State Offer

Does Canyon State offer mortgages?

Compare mortgage rates here.

Does Canyon State offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Canyon State offer auto and RV loans?

Compare auto loan rates here.

Does Canyon State offer student loans or personal loans?

Compare personal loan rates here.

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