Copper State Credit Union

Headquarters

15458 N 28th Ave
Phoenix, AZ 85053
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.60% 5.38% →
2-Year CD 0.70% 4.95% →
5-Year CD 1.01% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Copper State is an NCUA insured institution located in Phoenix, AZ. It was founded in 1951 and has approximately $611.47 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68502
Date Established 1951
Assets $611.47 million
Loans $445.98 million
Deposits $531.32 million
Capital $50.99 million
 

Field of Membership Restrictions

Canyon State CU is open to the residents, people that maintain employment, and worship throughout most of Arizona State. Membership eligibility also extends to include faculty, students, and alumni members of Grand Canyon University, current, retired, and contract employees of CU-affiliated SEG's; including the Phoenix Division of Safeway INC, and Arizona State government, as well as the family members of current CU members and widows/widowers of deceased CU members, that have not remarried. A full list of qualifying SEG's and specific zip codes is provided on the Canyon State CU website for determining membership eligibility status.

Deposit Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More

Loan Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Copper State

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.644% 6.500% 0.50 $4,803 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.706% 6.625% 0.63 $2,684 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.844% 6.750% 1.00 $3,098 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Copper State
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Copper State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Copper State Locations around zip code 20146


BranchDistance Map View Lobby Hours

Payson

1823.55 A View Lobby Hours

Safeway

1872.24 B View Lobby Hours

Deer Valley

1872.96 C View Lobby Hours

MetroTech

1874.07 D View Lobby Hours

Capitol

1874.17 E View Lobby Hours

Osborn

1874.54 F View Lobby Hours

Goodyear

1886.85 G View Lobby Hours


Climate Policy and Initiatives

COPPER STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Copper State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Copper State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Copper State U.S. Average
12.12% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Copper State had $5,221,672 in non-current loans and $1,292,866 in owned assets. To cover these potential losses it had $50,986,457 in net worth and $2,756,706 in loans loss reserves. That gives it a Texas Ratio of 12.12%.

Net Worth
Copper State U.S. Average
8.34% 13.65%

Copper State FCU has a net worth of 8.34% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Copper State

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