Cecil County School Employees Federal Credit Union

Headquarters

203 Booth Street
Elkton, MD 21921
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cecil County School Employees is an NCUA insured institution located in Elkton, MD. It was founded in 1953 and has approximately $31.19 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8549
Date Established 1953
Assets $31.19 million
Loans $10.61 million
Deposits $28.87 million
Capital $2.21 million
 

Field of Membership Restrictions

Membership is open to employees and students of Cecil County Public Schools and Cecil College, employees of Cecil County Activity Center and Group Residence, Haven House Treatment Programs, Radiology Associates of Union Hospital, The Jacob Tome Institute, Tri-State Christian Academy, Union Hospital of Cecil County, or members of Elkton High School Alumni Association.

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Cecil County School Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Cecil County School Employees
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Advertiser Disclosure

Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CECIL COUNTY SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.935% 2.875% 0.75 $1,930 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to CECIL COUNTY SCHOOL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cecil County School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cecil County School Employees Locations



Climate Initiatives

CECIL COUNTY SCHOOL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Cecil County School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cecil County School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cecil County School Employees U.S. Average
1.57% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Cecil County School Employees had $13,693 in non-current loans and $25,322 in owned assets. To cover these potential losses it had $2,213,259 in net worth and $279,489 in loans loss reserves. That gives it a Texas Ratio of 1.57%.

Net Worth
Cecil County School Employees U.S. Average
7.09% 12.22%

Cecil County School Employees FCU has a net worth of 7.09% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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