Cecil County School Employees

Headquarters

203 Booth Street
Elkton, MD 21921
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cecil County School Employees is an NCUA insured institution located in Elkton, MD. It was founded in 1953 and has approximately $31.21 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8549
Date Established 1953
Assets $31.21 million
Loans $11.94 million
Deposits $28.89 million
Capital $2.19 million
 

Field of Membership Restrictions

Membership is open to employees and students of Cecil County Public Schools and Cecil College, employees of Cecil County Activity Center and Group Residence, Haven House Treatment Programs, Radiology Associates of Union Hospital, The Jacob Tome Institute, Tri-State Christian Academy, Union Hospital of Cecil County, or members of Elkton High School Alumni Association.

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Cecil County School Employees

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Note to Cecil County School Employees
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Advertiser Disclosure

Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CECIL COUNTY SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Zillow Home Loans, LLC
NMLS ID: 10287
3.226% 3.125% 1.00 $3,208 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to CECIL COUNTY SCHOOL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cecil County School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Cecil County School Employees Locations


Financial Details

Cecil County School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cecil County School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cecil County School Employees U.S. Average
5.90% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cecil County School Employees had $121,261 in non-current loans and $25,322 in owned assets. To cover these potential losses it had $2,193,282 in net worth and $290,338 in loans loss reserves. That gives it a Texas Ratio of 5.90%.

Net Worth
Cecil County School Employees U.S. Average
7.02% 12.67%

Cecil County School Employees FCU has a net worth of 7.02% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cecil County School Employees

Branches and Savings

What is Cecil County School Employees?

A federal credit union, registered with the NCUA under certificate #8549.
Learn more about credit unions here.

Is Cecil County School Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cecil County School Employees is insured by the NCUA.

Who can join Cecil County School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Cecil County School Employees's share account and share certificate rates?

Cecil County School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cecil County School Employees?

Cecil County School Employees has total capital of $2.19 million. Full information on Cecil County School Employees's financial position is located above.

Who owns Cecil County School Employees?

Credit Unions are owned by their members.

Where are Cecil County School Employees branches located?

See branch locations nearby.

Are Cecil County School Employees ATMs Open 24/7?

Do Cecil County School Employees ATMs accept cash deposits?

Can Cecil County School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cecil County School Employees have a mobile app?

Does Cecil County School Employees have mobile deposit?

Does Cecil County School Employees have quick pay?

How can Cecil County School Employees transfer money to other banks or credit unions?

Does Cecil County School Employees report to credit bureaus?

Does Cecil County School Employees use Chexsystems?

Does Cecil County School Employees use Equifax?

What is Cecil County School Employees's toll free phone number?

What is Cecil County School Employees's ACH Routing Number?

What is Cecil County School Employees's SWIFT code?

Where can I find Cecil County School Employees's wire transfer form?

What is the Cecil County School Employees address for deposits?

What Products Does Cecil County School Employees Offer

Does Cecil County School Employees offer mortgages?

Compare mortgage rates here.

Does Cecil County School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cecil County School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Cecil County School Employees offer student loans or personal loans?

Compare personal loan rates here.

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