First Financial Of Maryland Federal Credit Union

Headquarters

72 Loveton Cir
Sparks, MD 21152
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.40% 0.67% →
2-Year CD 0.60% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Financial Of Maryland is an NCUA insured institution located in Sparks, MD. It was founded in 1953 and has approximately $1246.06 millions in assets.

Who can join?

First Financial Federal Credit Union proudly serves educators, health care workers, Federal employees and other select business groups within Maryland. To qualify for membership at First Financial, you must work for one of these groups, volunteer at one of the schools, hospitals or parishes, or in some cases, be a student of a school or college that is within their Field of Membership.

Membership is extended to members of the immediate family or household of a current First Financial member.

Field of Membership here:
https://www.firstfinancial.org/membership/seg.htm

NCUA Insured Yes / Federally Chartered
Charter Number # # 8554
Date Established 1953
Assets $1,246.06 million
Loans $588.33 million
Deposits $1,016.18 million
Capital $218.48 million
 

Field of Membership Restrictions

Membership in First Financial Federal Credit Union is open to the following: (1) employees, students and their families of Baltimore County Public Schools and Colleges, Carroll County Public Schools, Carroll Community College, Notre Dame of Maryland University and other select schools, colleges and universities in the Baltimore area; (2) employees of Baltimore Medical Systems, MedStar Health, Random House, Carroll Health Group and other select employer groups; (3) federal employees working in downtown Baltimore.

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST FINANCIAL OF MARYLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.309% 3.250% 0.75 $1,865 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to FIRST FINANCIAL OF MARYLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Financial Of Maryland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Financial Of Maryland Locations



Climate Initiatives

FIRST FINANCIAL OF MARYLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Financial Of Maryland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Financial Of Maryland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Financial Of Maryland U.S. Average
0.28% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, First Financial Of Maryland had $526,955 in non-current loans and $93,924 in owned assets. To cover these potential losses it had $218,480,125 in net worth and $2,870,996 in loans loss reserves. That gives it a Texas Ratio of 0.28%.

Net Worth
First Financial Of Maryland U.S. Average
17.53% 12.22%

First Financial Of Maryland FCU has a net worth of 17.53% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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