FIRST FINANCIAL OF MARYLAND

Headquarters

1215 YORK RD
Lutherville, MD 21093
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.85% 1.15% →
2-Year CD 1.00% 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

First Financial Of Maryland is an NCUA insured institution located in Lutherville, MD. It was founded in 1953 and has approximately $1014.84 millions in assets.

Who can join?

First Financial Federal Credit Union proudly serves educators, health care workers, Federal employees and other select business groups within Maryland. To qualify for membership at First Financial, you must work for one of these groups, volunteer at one of the schools, hospitals or parishes, or in some cases, be a student of a school or college that is within their Field of Membership.

Membership is extended to members of the immediate family or household of a current First Financial member.

Field of Membership here:
https://www.firstfinancial.org/membership/seg.htm

NCUA Insured Yes
Charter Number # # 8554
Date Established 1953
Assets $1,014.84 million
Loans $505.52 million
Deposits $789.51 million
Capital $215.57 million
 

Field of Membership Restrictions

Membership in First Financial Federal Credit Union is open to the following: (1) employees, students and their families of Baltimore County Public Schools and Colleges, Carroll County Public Schools, Carroll Community College, Notre Dame of Maryland University and other select schools, colleges and universities in the Baltimore area; (2) employees of Baltimore Medical Systems, MedStar Health, Random House, Carroll Health Group and other select employer groups; (3) federal employees working in downtown Baltimore.

Deposit Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,000 - Learn More
Money Market
0.15% $2,000 $9,999 Learn More
Money Market
0.15% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $500 - Learn More
12 Mo CD
0.85% $500 - Learn More
18 Mo CD
0.90% $500 - Learn More
24 Mo CD
1.00% $500 - Learn More
36 Mo CD
1.15% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $1,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.85% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - July 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST FINANCIAL OF MARYLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to FIRST FINANCIAL OF MARYLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Financial Of Maryland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Financial Of Maryland Locations


Financial Details

First Financial Of Maryland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Financial Of Maryland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Financial Of Maryland U.S. Average
0.89% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, First Financial Of Maryland had $1,876,722 in non-current loans and $69,699 in owned assets. To cover these potential losses it had $215,566,605 in net worth and $2,193,056 in loans loss reserves. That gives it a Texas Ratio of 0.89%.

Net Worth
First Financial Of Maryland U.S. Average
21.24% 13.86%

First Financial Of Maryland FCU has a net worth of 21.24% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Financial Of Maryland

Branches and Savings

What is First Financial Of Maryland?

A federal credit union, registered with the NCUA under certificate #8554.
Learn more about credit unions here.

Is First Financial Of Maryland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Financial Of Maryland?

Please see Field of Membership information above for information on who is eligible to join.

What are First Financial Of Maryland's share account and share certificate rates?

First Financial Of Maryland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Financial Of Maryland?

First Financial Of Maryland has total capital of $215.57 million. Full information on First Financial Of Maryland's financial position is located above.

Who owns First Financial Of Maryland?

Credit Unions are owned by their members.

Where are First Financial Of Maryland branches located?

See branch locations nearby.

Are First Financial Of Maryland ATMs Open 24/7?

Do First Financial Of Maryland ATMs accept cash deposits?

Can First Financial Of Maryland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Financial Of Maryland have a mobile app?

Does First Financial Of Maryland have mobile deposit?

Does First Financial Of Maryland have quick pay?

How can First Financial Of Maryland transfer money to other banks or credit unions?

Does First Financial Of Maryland report to credit bureaus?

Does First Financial Of Maryland use Chexsystems?

Does First Financial Of Maryland use Equifax?

What is First Financial Of Maryland's toll free phone number?

What is First Financial Of Maryland's ACH Routing Number?

What is First Financial Of Maryland's SWIFT code?

Where can I find First Financial Of Maryland's wire transfer form?

What is the First Financial Of Maryland address for deposits?

What Products Does First Financial Of Maryland Offer

Does First Financial Of Maryland offer mortgages?

Compare mortgage rates here.

Does First Financial Of Maryland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Financial Of Maryland offer auto and RV loans?

Compare auto loan rates here.

Does First Financial Of Maryland offer student loans or personal loans?

Compare personal loan rates here.

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