Cenla

Headquarters

Po Box 1271
Alexandria, LA 71309
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.66% →
1-Year CD 1.01% 0.67% →
2-Year CD 1.26% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Cenla is an NCUA insured institution located in Alexandria, LA. It was founded in 1963 and has approximately $127.42 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15602
Date Established 1963
Assets $127.42 million
Loans $48.00 million
Deposits $111.70 million
Capital $18.71 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in Catahoula, Grant, LaSalle, Rapides or Winn Parish or be an employee of Vernon School or several other companies.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.76% $10,000 $14,999 Learn More
6 Mo CD
0.76% $100,000 $199,999 Learn More
12 Mo CD
1.01% $10,000 $14,999 Learn More
12 Mo CD
1.01% $100,000 $199,999 Learn More
24 Mo CD
1.26% $10,000 $14,999 Learn More
24 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENLA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to CENLA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Cenla branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Cenla Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cenla. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cenla U.S. Average
2.40% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Cenla had $421,221 in non-current loans and $41,400 in owned assets. To cover these potential losses it had $18,706,556 in net worth and $558,739 in loans loss reserves. That gives it a Texas Ratio of 2.40%.

Net Worth
Cenla U.S. Average
14.68% 12.67%

Cenla FCU has a net worth of 14.68% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Cenla

Branches and Savings

What is Cenla?

A federal credit union, registered with the NCUA under certificate #15602.
Learn more about credit unions here.

Is Cenla FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Cenla is insured by the NCUA.

Who can join Cenla?

Please see Field of Membership information above for information on who is eligible to join.

What are Cenla's share account and share certificate rates?

Cenla's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Cenla?

Cenla has total capital of $18.71 million. Full information on Cenla's financial position is located above.

Who owns Cenla?

Credit Unions are owned by their members.

Where are Cenla branches located?

See branch locations nearby.

Are Cenla ATMs Open 24/7?

Do Cenla ATMs accept cash deposits?

Can Cenla customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Cenla have a mobile app?

Does Cenla have mobile deposit?

Does Cenla have quick pay?

How can Cenla transfer money to other banks or credit unions?

Does Cenla report to credit bureaus?

Does Cenla use Chexsystems?

Does Cenla use Equifax?

What is Cenla's toll free phone number?

What is Cenla's ACH Routing Number?

What is Cenla's SWIFT code?

Where can I find Cenla's wire transfer form?

What is the Cenla address for deposits?

What Products Does Cenla Offer

Does Cenla offer mortgages?

Compare mortgage rates here.

Does Cenla offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cenla offer auto and RV loans?

Compare auto loan rates here.

Does Cenla offer student loans or personal loans?

Compare personal loan rates here.

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