Central Soya


1200 N 2nd Street
Decatur, IN 46733
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Central Soya is an NCUA insured institution located in Decatur, IN. It was founded in 1940 and has approximately $27.21 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4152
Date Established 1940
Assets $27.21 million
Loans $6.53 million
Deposits $22.19 million
Capital $4.97 million

Deposit Rates - May 13, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - May 13, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRAL SOYA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.777% 2.750% 0.38 $862 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.682% 2.625% 0.38 $1,878 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Central Soya branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Central Soya Locations

Financial Details

Central Soya Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Soya. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Soya U.S. Average
0.64% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Central Soya had $32,033 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,972,098 in net worth and $23,194 in loans loss reserves. That gives it a Texas Ratio of 0.64%.

Net Worth
Central Soya U.S. Average
18.26% 12.67%

Central Soya FCU has a net worth of 18.26% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Central Soya

Branches and Savings

What is Central Soya?

A federal credit union, registered with the NCUA under certificate #4152.
Learn more about credit unions here.

Is Central Soya FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Central Soya is insured by the NCUA.

Who can join Central Soya?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Soya's share account and share certificate rates?

Central Soya's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Soya?

Central Soya has total capital of $4.97 million. Full information on Central Soya's financial position is located above.

Who owns Central Soya?

Credit Unions are owned by their members.

Where are Central Soya branches located?

See branch locations nearby.

Are Central Soya ATMs Open 24/7?

Do Central Soya ATMs accept cash deposits?

Can Central Soya customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Soya have a mobile app?

Does Central Soya have mobile deposit?

Does Central Soya have quick pay?

How can Central Soya transfer money to other banks or credit unions?

Does Central Soya report to credit bureaus?

Does Central Soya use Chexsystems?

Does Central Soya use Equifax?

What is Central Soya's toll free phone number?

What is Central Soya's ACH Routing Number?

What is Central Soya's SWIFT code?

Where can I find Central Soya's wire transfer form?

What is the Central Soya address for deposits?

What Products Does Central Soya Offer

Does Central Soya offer mortgages?

Compare mortgage rates here.

Does Central Soya offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Soya offer auto and RV loans?

Compare auto loan rates here.

Does Central Soya offer student loans or personal loans?

Compare personal loan rates here.

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