2024 Overview
General Credit Union Information
Chaco is an NCUA insured institution located in Hamilton, OH. It was founded in 1938 and has approximately $180.86 millions in assets.
Who can join?
Anyone who lives, works, attends school or worships in Butler, Hamilton, Preble or Warren counties is eligible to join. You can also join if you are employed by one of CHACOs Select Employee Groups.
Once you join the credit union, your family members, including your spouse, children, parents, brothers or sisters, grandparents, aunts, uncles, nieces and nephews are also eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 60954 |
| Date Established | 1938 |
| Assets | $180.86 million |
| Loans | $150.52 million |
| Deposits | $162.32 million |
| Capital | $14.38 million |
Field of Membership Restrictions
Chaco CU is open to anyone that resides, works, attends church, or is a registered student in the following Ohio Counties; Butler, Hamilton, Preble, and Warren.
Deposit Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Chaco
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - May 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Chaco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.446% | 6.375% | 0.75 | $2,403 | $1,997 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Chaco
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Chaco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CHACO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Chaco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Chaco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Chaco | U.S. Average |
|---|---|
| 10.63% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Chaco had $1,288,264 in non-current loans and $338,244 in owned assets. To cover these potential losses it had $14,384,869 in net worth and $920,366 in loans loss reserves. That gives it a Texas Ratio of 10.63%.
Net Worth
| Chaco | U.S. Average |
|---|---|
| 8.06% | 13.62% |
Chaco FCU has a net worth of 8.06% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Chaco
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