Charlottesville Postal

Headquarters

Po Box 6488
Charlottesville, VA 22906
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Charlottesville Postal is an NCUA insured institution located in Charlottesville, VA. It was founded in 1956 and has approximately $6.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11270
Date Established 1956
Assets $6.20 million
Loans $3.33 million
Deposits $5.77 million
Capital $0.42 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Charlottesville Postal

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for CHARLOTTESVILLE POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CHARLOTTESVILLE POSTAL
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Branches

Below are Charlottesville Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Charlottesville Postal Locations


Financial Details

Charlottesville Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Charlottesville Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Charlottesville Postal U.S. Average
0.00% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Charlottesville Postal had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $423,516 in net worth and $22,647 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Charlottesville Postal U.S. Average
6.83% 12.67%

Charlottesville Postal FCU has a net worth of 6.83% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Charlottesville Postal

Branches and Savings

What is Charlottesville Postal?

A federal credit union, registered with the NCUA under certificate #11270.
Learn more about credit unions here.

Is Charlottesville Postal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Charlottesville Postal is insured by the NCUA.

Who can join Charlottesville Postal?

Please see Field of Membership information above for information on who is eligible to join.

What are Charlottesville Postal's share account and share certificate rates?

Charlottesville Postal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Charlottesville Postal?

Charlottesville Postal has total capital of $0.42 million. Full information on Charlottesville Postal's financial position is located above.

Who owns Charlottesville Postal?

Credit Unions are owned by their members.

Where are Charlottesville Postal branches located?

See branch locations nearby.

Are Charlottesville Postal ATMs Open 24/7?

Do Charlottesville Postal ATMs accept cash deposits?

Can Charlottesville Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Charlottesville Postal have a mobile app?

Does Charlottesville Postal have mobile deposit?

Does Charlottesville Postal have quick pay?

How can Charlottesville Postal transfer money to other banks or credit unions?

Does Charlottesville Postal report to credit bureaus?

Does Charlottesville Postal use Chexsystems?

Does Charlottesville Postal use Equifax?

What is Charlottesville Postal's toll free phone number?

What is Charlottesville Postal's ACH Routing Number?

What is Charlottesville Postal's SWIFT code?

Where can I find Charlottesville Postal's wire transfer form?

What is the Charlottesville Postal address for deposits?

What Products Does Charlottesville Postal Offer

Does Charlottesville Postal offer mortgages?

Compare mortgage rates here.

Does Charlottesville Postal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Charlottesville Postal offer auto and RV loans?

Compare auto loan rates here.

Does Charlottesville Postal offer student loans or personal loans?

Compare personal loan rates here.

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