Charlottesville Postal Federal Credit Union


Po Box 6488
Charlottesville, VA 22906
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Notable Rates APY Vs.Others
Savings N.A. 4.45% →
1-Year CD N.A. 5.00% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Charlottesville Postal is an NCUA insured institution located in Charlottesville, VA. It was founded in 1956 and has approximately $6.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11270
Date Established 1956
Assets $6.20 million
Loans $3.33 million
Deposits $5.77 million
Capital $0.42 million

Deposit Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Charlottesville Postal

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Loan Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHARLOTTESVILLE POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
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PenFed Credit Union
NMLS ID: 401822
5.453% 5.375% 0.88 $2,188 $1,400 Learn More
Asset Mutual Mortgage, Inc
NMLS ID: 184303
5.990% 5.990% 0.00 $0 $1,498 Learn More
NMLS ID: 1907
6.300% 6.125% 0.88 $4,688 $1,520 Learn More
Morty, Inc.
NMLS ID: 1429243
5.587% 5.500% 1.00 $2,422 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

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Below are Charlottesville Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Charlottesville Postal Locations

Climate Initiatives

CHARLOTTESVILLE POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Charlottesville Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Charlottesville Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Charlottesville Postal U.S. Average
0.00% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Charlottesville Postal had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $423,516 in net worth and $22,647 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Charlottesville Postal U.S. Average
6.83% 12.52%

Charlottesville Postal FCU has a net worth of 6.83% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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