Charlottesville Postal Federal Credit Union

Headquarters

Po Box 6488
Charlottesville, VA 22906
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Charlottesville Postal is an NCUA insured institution located in Charlottesville, VA. It was founded in 1956 and has approximately $6.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11270
Date Established 1956
Assets $6.20 million
Loans $3.33 million
Deposits $5.77 million
Capital $0.42 million
 

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Charlottesville Postal

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Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHARLOTTESVILLE POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Neighbors Bank
NMLS ID: 491986
3.203% 3.125% 1.00 $2,500 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to CHARLOTTESVILLE POSTAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Charlottesville Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Charlottesville Postal Locations



Climate Initiatives

CHARLOTTESVILLE POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Charlottesville Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Charlottesville Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Charlottesville Postal U.S. Average
0.00% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Charlottesville Postal had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $423,516 in net worth and $22,647 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Charlottesville Postal U.S. Average
6.83% 12.22%

Charlottesville Postal FCU has a net worth of 6.83% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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