Po Box 102
Franklin, NY 13775
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chen-del-o is an NCUA insured institution located in Franklin, NY. It was founded in 1954 and has approximately $28.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9517
Date Established 1954
Assets $28.69 million
Loans $9.11 million
Deposits $25.72 million
Capital $2.92 million

Field of Membership Restrictions

Membership is open to employees, students and retirees of all public, private and parochial schools of Delaware, Otsego and Chenango Counties, State University of New York, Delhi, Springbrook, Youth Leadership Academy, Mountainside Residential Care Center, Margaretville Hospital, Village of Franklin Employees, Town of Franklin Employees, Utica School of Commerce, Hartwick College, O'Connor Division of Bassett Hospital, BOCES Groups in Otsego-Northern Catskill, Stamford, Delaware-Chenango, Norwich.

Deposit Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Chen-del-o

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Loan Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHEN-DEL-O

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.836% 2.750% 0.13 $2,812 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to CHEN-DEL-O
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Chen-del-o branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Chen-del-o Locations

Financial Details

Chen-del-o Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chen-del-o. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chen-del-o U.S. Average
1.19% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chen-del-o had $35,903 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,920,346 in net worth and $87,688 in loans loss reserves. That gives it a Texas Ratio of 1.19%.

Net Worth
Chen-del-o U.S. Average
10.17% 12.67%

Chen-del-o FCU has a net worth of 10.17% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chen-del-o

Branches and Savings

What is Chen-del-o?

A federal credit union, registered with the NCUA under certificate #9517.
Learn more about credit unions here.

Is Chen-del-o FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chen-del-o is insured by the NCUA.

Who can join Chen-del-o?

Please see Field of Membership information above for information on who is eligible to join.

What are Chen-del-o's share account and share certificate rates?

Chen-del-o's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chen-del-o?

Chen-del-o has total capital of $2.92 million. Full information on Chen-del-o's financial position is located above.

Who owns Chen-del-o?

Credit Unions are owned by their members.

Where are Chen-del-o branches located?

See branch locations nearby.

Are Chen-del-o ATMs Open 24/7?

Do Chen-del-o ATMs accept cash deposits?

Can Chen-del-o customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chen-del-o have a mobile app?

Does Chen-del-o have mobile deposit?

Does Chen-del-o have quick pay?

How can Chen-del-o transfer money to other banks or credit unions?

Does Chen-del-o report to credit bureaus?

Does Chen-del-o use Chexsystems?

Does Chen-del-o use Equifax?

What is Chen-del-o's toll free phone number?

What is Chen-del-o's ACH Routing Number?

What is Chen-del-o's SWIFT code?

Where can I find Chen-del-o's wire transfer form?

What is the Chen-del-o address for deposits?

What Products Does Chen-del-o Offer

Does Chen-del-o offer mortgages?

Compare mortgage rates here.

Does Chen-del-o offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chen-del-o offer auto and RV loans?

Compare auto loan rates here.

Does Chen-del-o offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Chen-del-o

  • April 5, 2017 |

    I have been a member at Chen Del O for 40 years. A great place to do financial business.

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