Chen-del-o Federal Credit Union

Headquarters

Po Box 102
Franklin, NY 13775
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chen-del-o is an NCUA insured institution located in Franklin, NY. It was founded in 1954 and has approximately $32.21 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9517
Date Established 1954
Assets $32.21 million
Loans $9.24 million
Deposits $28.39 million
Capital $3.04 million
 

Field of Membership Restrictions

Membership is open to employees, students and retirees of all public, private and parochial schools of Delaware, Otsego and Chenango Counties, State University of New York, Delhi, Springbrook, Youth Leadership Academy, Mountainside Residential Care Center, Margaretville Hospital, Village of Franklin Employees, Town of Franklin Employees, Utica School of Commerce, Hartwick College, O'Connor Division of Bassett Hospital, BOCES Groups in Otsego-Northern Catskill, Stamford, Delaware-Chenango, Norwich.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Chen-del-o

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHEN-DEL-O

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Farmers Bank of Kansas City
NMLS ID: 613839
2.924% 2.875% 0.63 $1,568 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to CHEN-DEL-O
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Chen-del-o branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chen-del-o Locations



Climate Initiatives

CHEN-DEL-O is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Chen-del-o Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chen-del-o. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chen-del-o U.S. Average
1.30% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Chen-del-o had $40,375 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,038,634 in net worth and $75,057 in loans loss reserves. That gives it a Texas Ratio of 1.30%.

Net Worth
Chen-del-o U.S. Average
9.43% 12.22%

Chen-del-o FCU has a net worth of 9.43% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for CHEN-DEL-O


  • April 5, 2017 |

    I have been a member at Chen Del O for 40 years. A great place to do financial business.

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