Chesterfield

Headquarters

P.o. Box 820
Chesterfield, VA 238327
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chesterfield is an NCUA insured institution located in Chesterfield, VA. It was founded in 1963 and has approximately $91.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15496
Date Established 1963
Assets $91.82 million
Loans $48.67 million
Deposits $83.99 million
Capital $7.16 million
 

Field of Membership Restrictions

Must be an employee of Chesterfield County, the Chesterfield County school board or several other organizations.

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Chesterfield

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Chesterfield
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Advertiser Disclosure

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHESTERFIELD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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CIT Bank
NMLS ID: 541760
2.824% 2.750% 1.00 $2,420 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Note to CHESTERFIELD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Chesterfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chesterfield Locations


Financial Details

Chesterfield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chesterfield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chesterfield U.S. Average
8.61% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Chesterfield had $664,328 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,155,248 in net worth and $560,420 in loans loss reserves. That gives it a Texas Ratio of 8.61%.

Net Worth
Chesterfield U.S. Average
7.79% 12.20%

Chesterfield FCU has a net worth of 7.79% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chesterfield

Branches and Savings

What is Chesterfield?

A federal credit union, registered with the NCUA under certificate #15496.
Learn more about credit unions here.

Is Chesterfield FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chesterfield is insured by the NCUA.

Who can join Chesterfield?

Please see Field of Membership information above for information on who is eligible to join.

What are Chesterfield's share account and share certificate rates?

Chesterfield's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chesterfield?

Chesterfield has total capital of $7.16 million. Full information on Chesterfield's financial position is located above.

Who owns Chesterfield?

Credit Unions are owned by their members.

Where are Chesterfield branches located?

See branch locations nearby.

Are Chesterfield ATMs Open 24/7?

Do Chesterfield ATMs accept cash deposits?

Can Chesterfield customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chesterfield have a mobile app?

Does Chesterfield have mobile deposit?

Does Chesterfield have quick pay?

How can Chesterfield transfer money to other banks or credit unions?

Does Chesterfield report to credit bureaus?

Does Chesterfield use Chexsystems?

Does Chesterfield use Equifax?

What is Chesterfield's toll free phone number?

What is Chesterfield's ACH Routing Number?

What is Chesterfield's SWIFT code?

Where can I find Chesterfield's wire transfer form?

What is the Chesterfield address for deposits?

What Products Does Chesterfield Offer

Does Chesterfield offer mortgages?

Compare mortgage rates here.

Does Chesterfield offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chesterfield offer auto and RV loans?

Compare auto loan rates here.

Does Chesterfield offer student loans or personal loans?

Compare personal loan rates here.

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