2290 Superior St.
Silver City, NM 88061
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Chino is an NCUA insured institution located in Silver City, NM. It was founded in 1954 and has approximately $31.44 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9771
Date Established 1954
Assets $31.44 million
Loans $25.44 million
Deposits $28.78 million
Capital $2.31 million

Deposit Rates - May 9, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Chino

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Note to Chino
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Loan Rates - May 9, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHINO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.770% 2.750% 0.25 $650 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.478% 2.375% 1.00 $3,408 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to CHINO
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Below are Chino branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Chino Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chino. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chino U.S. Average
20.61% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Chino had $476,610 in non-current loans and $68,115 in owned assets. To cover these potential losses it had $2,308,889 in net worth and $334,756 in loans loss reserves. That gives it a Texas Ratio of 20.61%.

Net Worth
Chino U.S. Average
7.89% 12.67%

Chino FCU has a net worth of 7.89% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chino

Branches and Savings

What is Chino?

A federal credit union, registered with the NCUA under certificate #9771.
Learn more about credit unions here.

Is Chino FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Chino is insured by the NCUA.

Who can join Chino?

Please see Field of Membership information above for information on who is eligible to join.

What are Chino's share account and share certificate rates?

Chino's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chino?

Chino has total capital of $2.31 million. Full information on Chino's financial position is located above.

Who owns Chino?

Credit Unions are owned by their members.

Where are Chino branches located?

See branch locations nearby.

Are Chino ATMs Open 24/7?

Do Chino ATMs accept cash deposits?

Can Chino customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chino have a mobile app?

Does Chino have mobile deposit?

Does Chino have quick pay?

How can Chino transfer money to other banks or credit unions?

Does Chino report to credit bureaus?

Does Chino use Chexsystems?

Does Chino use Equifax?

What is Chino's toll free phone number?

What is Chino's ACH Routing Number?

What is Chino's SWIFT code?

Where can I find Chino's wire transfer form?

What is the Chino address for deposits?

What Products Does Chino Offer

Does Chino offer mortgages?

Compare mortgage rates here.

Does Chino offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chino offer auto and RV loans?

Compare auto loan rates here.

Does Chino offer student loans or personal loans?

Compare personal loan rates here.

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