CHOCOLATE BAYOU COMMUNITY

P.O. Box 1694
Alvin, TX 77512

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 1.26% 2.25% →
2-Year CD 1.26% 2.50% →
5-Year CD 1.56% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Chocolate Bayou Community is an NCUA insured institution located in Alvin, TX. It was founded in 1962 and has approximately $122.72 millions in assets.

NCUA Insured Yes
Charter Number # # 15143
Date Established 1962
Assets $122.72 million
Loans $57.75 million
Deposits $112.33 million
Capital $11.70 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in Brazoria County or to those who have eligible family members.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.16% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.16% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
1.26% $100,000 - Learn MoreShow Less
18 Mo CD
1.21% $1,000 - Learn MoreShow Less
24 Mo CD
1.26% $1,000 - Learn MoreShow Less
30 Mo CD
1.31% $1,000 - Learn MoreShow Less
36 Mo CD
1.36% $1,000 - Learn MoreShow Less
48 Mo CD
1.46% $1,000 - Learn MoreShow Less
60 Mo CD
1.56% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $50 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHOCOLATE BAYOU COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to CHOCOLATE BAYOU COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Chocolate Bayou Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chocolate Bayou Community Locations


Financial Details

Chocolate Bayou Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chocolate Bayou Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chocolate Bayou Community U.S. Average
3.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Chocolate Bayou Community had $297,970 in non-current loans and $121,554 in owned assets. To cover these potential losses it had $11,704,365 in net worth and $421,291 in loans loss reserves. That gives it a Texas Ratio of 3.46%.

Net Worth
Chocolate Bayou Community U.S. Average
9.53% 13.65%

Chocolate Bayou Community FCU has a net worth of 9.53% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chocolate Bayou Community

Branches and Savings

What is Chocolate Bayou Community?

A federal credit union, registered with the NCUA under certificate #15143.
Learn more about credit unions here.

Is Chocolate Bayou Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chocolate Bayou Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Chocolate Bayou Community's share account and share certificate rates?

Chocolate Bayou Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chocolate Bayou Community?

Chocolate Bayou Community has total capital of $11.70 million. Full information on Chocolate Bayou Community's financial position is located above.

Who owns Chocolate Bayou Community?

Credit Unions are owned by their members.

Where are Chocolate Bayou Community branches located?

See branch locations nearby.

Are Chocolate Bayou Community ATMs Open 24/7?

Do Chocolate Bayou Community ATMs accept cash deposits?

Can Chocolate Bayou Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chocolate Bayou Community have a mobile app?

Does Chocolate Bayou Community have mobile deposit?

Does Chocolate Bayou Community have quick pay?

How can Chocolate Bayou Community transfer money to other banks or credit unions?

Does Chocolate Bayou Community report to credit bureaus?

Does Chocolate Bayou Community use Chexsystems?

Does Chocolate Bayou Community use Equifax?

What is Chocolate Bayou Community's toll free phone number?

What is Chocolate Bayou Community's ACH Routing Number?

What is Chocolate Bayou Community's SWIFT code?

Where can I find Chocolate Bayou Community's wire transfer form?

What is the Chocolate Bayou Community address for deposits?

What Products Does Chocolate Bayou Community Offer

Does Chocolate Bayou Community offer mortgages?

Compare mortgage rates here.

Does Chocolate Bayou Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chocolate Bayou Community offer auto and RV loans?

Compare auto loan rates here.

Does Chocolate Bayou Community offer student loans or personal loans?

Compare personal loan rates here.

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