City Credit Union

Headquarters

8344 E R L Thornton Fwy Ste 400
Dallas, TX 75228
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Phone (214) 515-0100

ACH 311079050

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Notable Rates APY Vs.Others
Savings 0.20% 5.00% →
1-Year CD 3.60% 4.70% →
2-Year CD 3.50% 4.80% →
5-Year CD 3.40% 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

City is an NCUA insured institution located in Dallas, TX. It was founded in 1942 and has approximately $629.8 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67669
Date Established 1942
Assets $629.80 million
Loans $306.57 million
Deposits $545.21 million
Capital $77.29 million
 

Field of Membership Restrictions

You live, work, worship or attend school in these Texas counties: Dallas, Collin, Denton, Tarrant, Rockwall, Kaufman, Ellis, Grayson, Cooke, Hunt, Parker, Wise and Johnson. You have a family member who is a City CU member. You work or belong to one of our many Select Employer Groups (SEG).

Deposit Rates - November 7, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.20% $100 - Learn More
Money Market
0.10% $2,500 $24,999 Learn More
Money Market
1.45% $25,000 $49,999 Learn More
Money Market
1.55% $50,000 $99,999 Learn More
Money Market
1.65% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.60% $1,000 - Learn More
12 Mo CD
3.60% $1,000 - Learn More
24 Mo CD
3.50% $1,000 - Learn More
36 Mo CD
3.50% $1,000 - Learn More
48 Mo CD
3.40% $1,000 - Learn More
60 Mo CD
3.40% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
0.50% $250 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.10% $2,500 - Learn MoreShow Less

Loan Rates - November 7, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to City
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Branches

Below are City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


City Locations around zip code 85001


BranchDistance Map View Lobby Hours

Gainesville

791.98 A View Lobby Hours

Duncanville

806.29 B View Lobby Hours

Waxahachie

810.50 C View Lobby Hours

Ferguson

815.10 D View Lobby Hours


Climate Policy and Initiatives

CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
City U.S. Average
6.87% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, City had $5,039,755 in non-current loans and $632,044 in owned assets. To cover these potential losses it had $77,291,194 in net worth and $5,309,796 in loans loss reserves. That gives it a Texas Ratio of 6.87%.

Net Worth
City U.S. Average
12.27% 14.54%

City FCU has a net worth of 12.27% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for City

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