CLASS ACT

3620 FERN VALLEY RD
Louisville, KY 40219

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 9106
Date Established 1954
Assets $223.63 million
Loans $122.18 million
Deposits $201.09 million
Capital $22.68 million

Class Act is an NCUA insured institution located in Louisville, KY. It was founded in 1954 and has approximately $223.63 millions in assets.

Who can join?

If you or a member of your immediate family or household is a member of the following three groups you are eligible to join Class Act FCU:

Full or Part-Time Employees of:

Academy for Individual Excellence
Anchorage Schools
Bardstown Public School Systems
Beth Haven Christian
Brown Mackie College
Bullitt County Public School Systems
Christian Academy
Contract Bus Service
Cornerstone Christian Academy
Daymar College
Embry-Riddle Aeronautical University
Eminence Independent Schools
Evangel Christian
Family Scholar House
JCTA Staff
Jefferson County Public Schools
KEA Staff
Kentucky Country Day
KET
Ledco, Inc.
Maryhurst
Meredith Dunn
More Grace Christian Academy
National College
Nelson County Public School Systems
Oldham County Public School Systems
Portland Christian School
Shelby County Public School Systems
Spencer County Public School Systems
Sullivan University
Ursuline Campus
Victory Christian
Walden School
Whitefield Academy
Full or Part-Time Students of:

Jefferson County Public Schools Students
University of Louisville Students
Brown Mackie College
Daymar COllege
Embry-Riddle Aeronautical University
National College
If you are an alumni of:

University of Louisville Alumni
Primary Member's Eligible Family

Spouse
Children
Siblings
Parents
Grandparents
Grandchildren
Stepparents
Stepchildren
Stepsiblings
Adoptive Relationships
Other household members of the primary member

Field of Membership Restrictions

Membership in Class Act Federal Credit Union is open to the following: (1) employees and retirees of Jefferson County Public Schools, Shelby County Public Schools, National College, Bullitt County Public Schools, Embry-Riddle Aeronautical University, Nelson County Public Schools, and Brown Mackie College; (2) students of University of Louisville, Brown Mackie College, Daymar College, Jefferson County Public Schools, National College, and Sullivan University; (3) alumni of University of Louisville.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Class Act

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Class Act
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Class Act, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CLASS ACT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CLASS ACT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Class Act branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Class Act Locations


Financial Details

Class Act Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Class Act. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Class Act U.S. Average
2.92% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Class Act had $688,396 in non-current loans and $9,410 in owned assets. To cover these potential losses it had $22,684,483 in net worth and $1,233,682 in loans loss reserves. That gives it a Texas Ratio of 2.92%.

Net Worth
Class Act U.S. Average
10.14% 13.47%

Class Act FCU has a net worth of 10.14% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Class Act

Branches and Savings

What is Class Act?

A federal credit union, registered with the NCUA under certificate #9106.
Learn more about credit unions here.

Is Class Act FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Class Act?

Please see Field of Membership information above for information on who is eligible to join.

What are Class Act's share account and share certificate rates?

Class Act's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Class Act?

Class Act has total capital of $22.68 million. Full information on Class Act's financial position is located above.

Who owns Class Act?

Credit Unions are owned by their members.

Where are Class Act branches located?

See branch locations nearby.

Are Class Act ATMs Open 24/7?

Do Class Act ATMs accept cash deposits?

Can Class Act customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Class Act have a mobile app?

Does Class Act have mobile deposit?

Does Class Act have quick pay?

How can Class Act transfer money to other banks or credit unions?

Does Class Act report to credit bureaus?

Does Class Act use Chexsystems?

Does Class Act use Equifax?

What is Class Act's toll free phone number?

What is Class Act's ACH Routing Number?

What is Class Act's SWIFT code?

Where can I find Class Act's wire transfer form?

What is the Class Act address for deposits?

What Products Does Class Act Offer

Does Class Act offer mortgages?

Compare mortgage rates here.

Does Class Act offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Class Act offer auto and RV loans?

Compare auto loan rates here.

Does Class Act offer student loans or personal loans?

Compare personal loan rates here.

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