Commercial Metals

Headquarters

P.o. Box 1046
Dallas, TX 75221
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Commercial Metals is an NCUA insured institution located in Dallas, TX. It was founded in 1961 and has approximately $11.63 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14350
Date Established 1961
Assets $11.63 million
Loans $2.35 million
Deposits $9.68 million
Capital $1.91 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Commercial Metals

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Commercial Metals

Note to Commercial Metals
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for COMMERCIAL METALS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to COMMERCIAL METALS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Commercial Metals branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Commercial Metals Locations


Financial Details

Commercial Metals Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Commercial Metals. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Commercial Metals U.S. Average
1.73% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Commercial Metals had $33,763 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,909,419 in net worth and $44,645 in loans loss reserves. That gives it a Texas Ratio of 1.73%.

Net Worth
Commercial Metals U.S. Average
16.41% 12.67%

Commercial Metals FCU has a net worth of 16.41% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Commercial Metals

Branches and Savings

What is Commercial Metals?

A federal credit union, registered with the NCUA under certificate #14350.
Learn more about credit unions here.

Is Commercial Metals FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Commercial Metals is insured by the NCUA.

Who can join Commercial Metals?

Please see Field of Membership information above for information on who is eligible to join.

What are Commercial Metals's share account and share certificate rates?

Commercial Metals's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Commercial Metals?

Commercial Metals has total capital of $1.91 million. Full information on Commercial Metals's financial position is located above.

Who owns Commercial Metals?

Credit Unions are owned by their members.

Where are Commercial Metals branches located?

See branch locations nearby.

Are Commercial Metals ATMs Open 24/7?

Do Commercial Metals ATMs accept cash deposits?

Can Commercial Metals customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Commercial Metals have a mobile app?

Does Commercial Metals have mobile deposit?

Does Commercial Metals have quick pay?

How can Commercial Metals transfer money to other banks or credit unions?

Does Commercial Metals report to credit bureaus?

Does Commercial Metals use Chexsystems?

Does Commercial Metals use Equifax?

What is Commercial Metals's toll free phone number?

What is Commercial Metals's ACH Routing Number?

What is Commercial Metals's SWIFT code?

Where can I find Commercial Metals's wire transfer form?

What is the Commercial Metals address for deposits?

What Products Does Commercial Metals Offer

Does Commercial Metals offer mortgages?

Compare mortgage rates here.

Does Commercial Metals offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Commercial Metals offer auto and RV loans?

Compare auto loan rates here.

Does Commercial Metals offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Commercial Metals

There are currently no comments for Commercial Metals. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →